Core Viewpoint - Since 2025, Xuyi Rural Commercial Bank has adhered to the market positioning of "supporting agriculture and small enterprises," focusing on the rural revitalization strategy and the development of the real economy [1] Group 1: Financial Performance - As of December 2025, the bank's loans to agricultural and small enterprises reached 25.984 billion, accounting for 92.75% of the total loans [1] - The balance of inclusive loans to rural households and small enterprises reached 14.029 billion, an increase of 626 million, representing a steady growth of 4.67%, which is 0.16 percentage points higher than the average growth rate of the bank's real loans during the same period [1] Group 2: Strategic Initiatives - The bank has implemented the "Road to Every Village" credit model to enhance the quality and coverage of credit services, bringing financial services directly to villages and households [1] - The promotion of online, pure credit loan products has simplified business processes and improved financing efficiency [1] - The bank actively collaborates with local legal systems and community management to integrate financial services into grassroots social governance, providing a solid mechanism for increasing credit support for agriculture and small enterprises [1]