纾困续贷及无还本续贷产品
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阜宁农商银行开展不法贷款中介专项整治
Jiang Nan Shi Bao· 2025-11-18 07:30
Core Viewpoint - The company is implementing measures to combat illegal loan intermediaries and enhance the quality, scale, and efficiency of its credit business through improved systems, rectification, and strengthened publicity efforts [1][2]. Group 1: Systematic Measures - The company has established a long-term mechanism to prevent illegal loan intermediaries by issuing an implementation plan that clarifies responsibilities across departments [1]. - A regular data inspection system has been set up, focusing on the bad loan situation of first-time borrowers, resulting in the identification and monitoring of 42 illegal loan intermediaries [1]. Group 2: Rectification Efforts - The company is managing loans from identified illegal intermediaries through a detailed action plan, including discussions with relevant account managers and enhancing their awareness of illegal intermediaries [1]. - In response to regulatory requirements, the company has introduced relief loan products, issuing relief loans to 482 clients totaling 1.89 billion and non-repayment loans to 218 clients totaling 11.26 billion, effectively reducing the operational space for illegal intermediaries [1]. Group 3: Educational Initiatives - The company is enhancing customer awareness of illegal intermediary risks through various channels, including online product warnings and training sessions for account managers on credit risk cases [2]. - Regular reminders and educational materials are provided to clients to help them effectively prevent risks associated with illegal intermediaries [2].