Core Viewpoint - Green finance is becoming a new engine for high-quality local economic development, with rural commercial banks playing a crucial role in supporting enterprises' green, low-carbon, and efficient transformation [1] Group 1: Innovative Services and Project Implementation - Shengzhou Rural Commercial Bank has established a "grid-based, exclusive, and regular" service system to promote the landing of green advantageous industries, forming 16 "financial steward" teams to capture project information accurately [2] - Shengzhou Rural Commercial Bank provided a total loan of 49.5 million yuan to Shaoxing Hongming Innovative Materials Co., Ltd. to support the construction of a large production base for lithium battery nano-ceramic slurry and water-based adhesives [2] Group 2: Tailored Financial Solutions - Shengzhou Rural Commercial Bank customizes financing solutions based on the characteristics of the enterprises, introducing products like "intellectual property pledge loans" and "science and technology loans" to meet diverse funding needs [3] Group 3: Support for Environmental Technology Industrialization - Fuyang Rural Commercial Bank introduced the "Green Carbon Credit Loan" and "Environmental Equipment Installment Purchase" services, providing 3 million yuan in credit support to an environmental enterprise facing financing challenges [4] - The "Green Carbon Credit Loan" incorporates environmental benefit indicators into the credit assessment system, allowing for a maximum of 3 million yuan in pure credit loans based on waste processing capacity [4][6] Group 4: Financial Mechanisms for Pollution Control - Anji Rural Commercial Bank launched the "Pollution Rights Special Loan" product, allowing companies to use their pollution rights as collateral, providing 10 million yuan in loans to Lu Lian New Materials Group [6] - The bank's tailored financial service plan, which includes a 1% interest subsidy from the county finance department, helps save approximately 160,000 yuan in interest annually for the enterprise [6]