Core Viewpoint - The article emphasizes the urgent need for financial institutions to effectively utilize financial tools to promote green and low-carbon development while ensuring that financial services benefit a broader range of social groups. Group 1: Strengthening Institutional Mechanisms - Establish horizontal and vertical collaborative mechanisms to enhance inter-departmental communication and information sharing [1] - Create a value compensation mechanism with differentiated pricing to encourage green loan applications from inclusive finance clients [1] - Implement carbon accounts to manage carbon emissions for clients and provide differentiated policy support based on "carbon credits" [1] Group 2: Enhancing Financial Technology Utilization - Develop a model for identifying green components in new client enterprises and establish a "carbon credit" screening model [2] Group 3: Optimizing Green Identification - Simplify the identification process and supporting materials for inclusive green loans [3] - Innovate an intelligent identification system for green loans for small and micro enterprises [4] - Utilize the advantages of physical branch networks to enhance the visibility of green financial services and promote green products [4] Group 4: Focusing on Key Businesses - Integrate green concepts into supply chain financing to extend green financing benefits to more small and micro enterprises [5] - Identify green loan candidates among businesses applying for bank acceptance bill discounts based on their industry and main business [5] - Prioritize approval and resource allocation for green loans related to rural revitalization and agriculture [5] - Assess enterprises based on their green factory ratings and relevant certifications for green loan eligibility [5] - Conduct identification for inclusive finance businesses in manufacturing, technology, and retail sectors based on regulatory standards [5] Group 5: Innovating Financial Products - Strengthen collaboration among peers to accelerate the establishment of unified green inclusive finance standards and evaluation systems [6] - Innovate green financial products tailored to different clients and scenarios, such as "Green Inclusive Loan," "Green Supply Chain Loan," and "Green Agricultural Loan" [7] Group 6: Improving Supporting Mechanisms - Enhance assessment and reward mechanisms, strengthen risk management for green finance, and build a skilled workforce [7]