PresentationAdrian CoxCEO & Executive Director Thank you. Well, good morning, everyone, and welcome to Beazley's Q3 IMS. I will cover the key points of the quarter's performance and then move to questions. So our year-to-date growth is now at 1%, and the key drivers of this reduction have been in cyber and property. At the interim presentation in August, I said that in some important segments for us, and I was referring particularly to D&O, cyber and property, markets were getting a lot less frothy, and th ...