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聊惠保2026
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强化“聊惠保2026”全流程监管,确保应赔尽赔、提升服务体验
Qi Lu Wan Bao· 2025-12-25 12:27
Core Viewpoint - "Liao Huibao 2026" is a significant initiative aimed at enhancing the multi-tiered medical insurance system in Liaocheng, addressing the issues of high medical costs and access to healthcare, while promoting the construction of a "Healthy Liaocheng" [1] Group 1: Regulatory Oversight and Compliance - The Liaocheng Financial Supervision Bureau will guide insurance entities to conduct compliant promotional activities for "Liao Huibao 2026," ensuring no misleading claims or false promises are made during sales [3] - Insurance companies involved in "Liao Huibao" must adhere to commercial health insurance regulations, develop reasonable coverage plans, and ensure transparency in product terms and claims processes [4] - There will be a focus on enhancing information transparency, requiring insurance companies to disclose relevant data and reports to the public regarding the operation and risk status of "Liao Huibao" [4] Group 2: Service Improvement and Consumer Benefits - "Liao Huibao 2026" aims to provide comprehensive and high-quality commercial supplementary medical insurance, enhancing the overall satisfaction and happiness of the residents of Liaocheng [3] - The program has already implemented a one-stop settlement system and has introduced direct compensation services for out-of-town medical treatments, significantly improving the efficiency of claims services [3] - Insurance companies are encouraged to leverage their strengths to attract more citizens to participate in the program, thereby expanding the coverage base [3]
惠民再升级!“聊惠保2026”推出五大亮点,保障更全理赔更易
Qi Lu Wan Bao· 2025-12-25 12:27
齐鲁晚报.齐鲁壹点陶春燕 12月25日,聊城市政府新闻办召开"聊惠保"2026年度新闻发布会,介绍了"聊惠保"2026年度升级内容、运营保障等有关情况。 市医疗保障局党组书记、局长郑娟介绍,"聊惠保"自2021年推出,始终坚守"政府指导、保本微利、惠民利民"的理念,创新推行"政策赋能+市场运作"模 式,取得显著成效,累计守护超过230万人次,切实减轻群众重特大疾病负担,为全市防范化解因病致贫、因病返贫风险发挥了重要作用。"聊惠保 2026"全面升级,着力提供更优保障、更佳体验。具体呈现五大亮点。 降低理赔门槛,扩大受益群体。将基本医保范围内、外的住院医疗费用起付线,统一降至1万元。这显著降低理赔门槛,让更多参保人在医保报销后,能 进一步减轻个人负担,扩大保障受益面。 拓展保障维度,扩大保障范围。回应群众对门诊高额费用保障的迫切需求,针对高血压、糖尿病、冠心病等常见门诊慢特病患者,2026年首次增加门诊慢 特病医疗费用保障,将其门诊治疗产生的医保目录内、外费用纳入报销,填补了保障空白。 家庭参保更优惠,支持医保个账缴费。以"家庭单"组成人数不同设置梯度优惠,家庭组团参保还可参与抽奖活动。同时,支持使用职工医保个 ...