智通财经APP获悉，11月28日，香港政府统计处发表2024年经济活动按年统计调查─资讯及通讯、金融 及保险、专业及商用服务业的结果，2024年金融业（银行除外）录得最大的总收益，其次为保险业，银 行业，资讯及通讯业，专业、科学及技术活动业，以及行政及支援服务活动业。 在金融业（银行除外）方面，2024年的总收益达7,329亿港元，较2023年上升4.8%，而平均每间公司的 总收益较2023年上升1.4%至7,310万港元。营运开支和雇员薪酬合共同比上升7.5%至2024年的3,573亿港 元。该行业的盈余总额（即总收益扣除营运开支、雇员薪酬及（如适用）货品成本）较2023年上升 2.4%至2024年的3,756亿港元，占2024年总收益的51.3%。行业增加价值（投资及控股公司除外）较2023 年上升13.3%至2024年的1,228亿港元。该行业增加价值可大致量度这行业对香港本地生产总值的贡献。 在2024年，从事金融业（银行除外）的公司约有10000间，从业人数约96400人，平均每间公司的从业人 数为9.6人。 在保险业方面，2024年的总收益达7,286亿港元，较2023年上升7.4%，而平均每间公 ...

21世纪经济报道记者雷若馨深圳报道 当前，深圳金融业正处在动能迸发、跨越提升的黄金机遇期。"十四五"期间，深圳金融业年均增速达 6.45%，2025年前三季度金融业增加值实现3987.6亿元，同比增长14.5%。 而"打造全球一流的财富管理中心"，深圳的底气则来自于其庞大的高净值客户群体与快速增长的财富管 理规模。数据显示，目前深圳辖内机构财富管理规模已超过31万亿元。在此基础上，深圳计划招引培育 一批具有全球影响力的财富管理机构与家族办公室，不断丰富REITs、养老理财等产品，让市民共享发 展红利。 在发挥"敢闯敢试"基因的同时，深圳也深知金融安全的重要性与基石作用。因此提出"打造全球一流的 金融安全示范地"，强调将"牢牢守住不发生系统性金融风险底线"，为整个金融体系的稳健运行保驾护 航。 深圳市人民政府副秘书长吴坤生在此次金博会开幕发言中明确，深圳将在"十五五"期间聚焦打造六 个"全球一流"：全球一流的科技产业金融互促发展高地、全球一流的创新资本形成中心、全球一流的金 融科技中心、全球一流的跨境人民币服务高地、全球一流的财富管理中心、全球一流的金融安全示范 地。 这六大方向并非空中楼阁。而是基于深圳在"十 ...

Core Insights - A severe fire broke out in Hong Kong's Tai Po district, resulting in 94 fatalities, highlighting deep-seated fire safety and emergency management issues in aging residential buildings [1][3] - The insurance industry played a crucial role in the aftermath, with multiple companies activating emergency response mechanisms and green claims channels to support affected families [1][2] Insurance Industry Response - Several insurance companies, including China Life Overseas, initiated emergency claims services, simplifying procedures and ensuring rapid disbursement of funds to victims [1][3] - Ping An Property & Casualty and Ping An Life quickly formed emergency response teams to assess client claims, demonstrating heightened corporate social responsibility [2][3] Insurance Coverage and Awareness - The residential buildings in Hong Kong are typically required to have comprehensive insurance, including fire and public liability insurance, which provides a financial safety net for disaster recovery [3][4] - In contrast, mainland China's residential insurance coverage is significantly lower, with many older communities lacking adequate fire insurance, leaving them vulnerable [5][6] Consumer Awareness and Market Gaps - There is a notable gap in risk awareness and insurance understanding among mainland residents, with many neglecting the importance of property insurance [7][8] - The lack of mandatory insurance requirements in mainland China contributes to low penetration rates of household property insurance, particularly in older urban areas [8][9] Recommendations for Improvement - Experts suggest enhancing product design and consumer education to improve the attractiveness and understanding of fire and household insurance [7][8] - Collaboration between insurance companies, government, and real estate developers is recommended to promote the adoption of insurance products and improve coverage [8][9]

Core Viewpoint - The article discusses the tragic fire incident at Hong Kong's Mong Kok, highlighting the safety concerns associated with high-rise buildings and the systemic failures in fire safety management and building regulations that contributed to the disaster [4][23][25]. Group 1: Incident Overview - On November 26, a fire broke out at Mong Kok's Hong Fu Court, escalating to a level 5 fire alarm, resulting in at least 75 fatalities and over 200 missing individuals [4][5]. - The fire is noted as the deadliest in Hong Kong since 1948, raising significant concerns about high-rise residential safety [4][5]. Group 2: Building Safety Regulations - High-rise buildings are required to have smoke-proof stairwells, refuge floors, and automatic fire alarm systems, with firewalls having a fire resistance of at least 3 hours [5]. - The construction standards for high-rise buildings include specific evacuation width calculations based on occupancy [5]. Group 3: Fire Dynamics in High-Rise Buildings - High-rise buildings are prone to rapid fire spread due to the "chimney effect," where smoke and heat rise quickly, exacerbated by the building's design and external conditions [8][12]. - The proximity of buildings and high winds can facilitate the rapid spread of fire, as seen in the Mong Kok incident [9]. Group 4: Challenges in Firefighting - Firefighting efforts are hampered by the height of buildings, with existing equipment having limited operational heights, leaving significant areas inaccessible for rescue operations [14][15]. - The average effective rescue height of most firefighting equipment in China is around 50 meters, which is insufficient for many high-rise structures [15]. Group 5: Aging Infrastructure and Fire Risks - The Mong Kok complex, built in 1983, was undergoing extensive renovations, raising concerns about the presence of flammable materials and inadequate fire safety measures during construction [17][20]. - The presence of combustible materials used in construction, such as bamboo scaffolding and plastic sheeting, contributed to the fire's rapid escalation [20]. Group 6: Emergency Preparedness and Response - Residents reported a lack of effective fire alarm systems and emergency communication during the incident, highlighting deficiencies in emergency preparedness [21][22]. - Previous fire drills and safety training were insufficient, with many residents unaware of evacuation procedures [21][22]. Group 7: Regulatory and Systemic Issues - The incident revealed systemic failures in building safety regulations, with calls for stricter enforcement of fire safety standards and better oversight of construction materials [23][36]. - Legal experts emphasized the need for comprehensive risk assessments and improved regulatory frameworks to prevent similar tragedies in the future [36][39]. Group 8: Implications for Future Urban Development - The fire serves as a warning for urban development practices, particularly regarding the safety of high-rise buildings and the need for rigorous safety standards in construction and renovation [41]. - The incident has prompted discussions on the importance of integrating fire safety into urban planning and building design to enhance community safety [41].

Core Viewpoint - The article emphasizes the importance of finance as a vital component of national economic strength and highlights the Chinese government's commitment to developing five key areas of finance: technology finance, green finance, inclusive finance, pension finance, and digital finance, as outlined by President Xi Jinping [2][4][12]. Group 1: Financial Development Strategies - The Chinese government aims to deepen the understanding of the essence of socialist finance with Chinese characteristics, focusing on serving the real economy, risk prevention, and promoting financial innovation [3][9]. - The "five major articles" in finance are identified as key areas for high-quality financial development, which include technology finance, green finance, inclusive finance, pension finance, and digital finance [12]. Group 2: Policy Implementation and Achievements - Recent years have seen the introduction of various policies and frameworks to support the development of the "five major articles," including the establishment of a 200 billion yuan technology innovation relending program and a 5,000 billion yuan technology innovation and transformation relending program [5][6]. - By the end of September 2023, technology loans accounted for 30.5% of all new loans, with a year-on-year growth of 22.3% in loans to technology SMEs, significantly outpacing overall loan growth [7]. Group 3: Sector-Specific Developments - The green finance sector has seen a loan balance of 43.5 trillion yuan, with a year-on-year increase of 22.9%, and a total issuance of green bonds reaching 4.9 trillion yuan [7]. - Inclusive finance has expanded from simple credit offerings to a comprehensive service model that includes credit, insurance, and wealth management, ensuring financial services are accessible at the community level [6][10]. Group 4: Future Directions - The government plans to enhance support for technology finance by improving incentive mechanisms and providing comprehensive financial services for technology enterprises, aiming to create a virtuous cycle between technology, industry, and finance [9]. - There is a strong focus on developing green finance to facilitate a comprehensive green transformation of the economy, with an emphasis on funding for environmentally friendly projects [10].

● 本报记者 陈露 随着人形机器人逐步走出实验室，进入多样化的应用场景，对风险管理的需求也日益凸显。近日，多家 头部财险公司相继推出人形机器人相关保险方案，涵盖机器人本体损失险、第三者责任险、雇主责任险 等险种。业内人士认为，作为新兴产业，人形机器人所呈现的风险结构与传统产业存在差异，保险业亟 须加强相关风险研究并推进产品创新，以更好地匹配其独特的保障需求。 创新保险产品相继落地 近日，武汉光谷一家公司为旗下两台人形机器人购买了保险。这是湖北省首单具身智能机器人本体损失 保险，签发单位为东湖高新区人保财险科技保险支公司。据悉，每台机器人保费近5000元，若投保一年 内遇损伤，最高可获50万元的理赔金额。 面对人形机器人这一新兴产业发展过程中可能出现的风险，保险行业正积极探索，推出相应的保险产 品，为其提供保险保障。 今年9月底，太保产险宁波分公司推出专为人形机器人商业化应用设计的保险专属产品"机智保"。据太 保产险宁波分公司相关负责人介绍，该产品有三大核心创新：场景全覆盖、保障一体化、期限灵活化。 多地出台支持政策 业内人士认为，在政策支持下，以人形机器人为代表的具身智能市场发展前景较为广阔，这也为保险机 构 ...

Core Points - A major fire occurred in Hong Kong's Tai Po district, resulting in 65 fatalities and 70 injuries, including firefighters [1][5] - The Hong Kong government has established a relief fund of 300 million HKD for affected residents and is providing emergency assistance [5][6] - Insurance claims related to the fire are expected to exceed 2 billion HKD, with significant payouts anticipated from China Taiping Insurance [9][11][13] Government Response - The Hong Kong government has opened nine shelters for over 500 residents affected by the fire [5] - A series of memorial activities and the cancellation of public events have been announced in response to the tragedy [5] - Emergency relief funds of 10,000 HKD per household are being distributed to affected families [5] Donations and Support - The Ho Ying Tung Foundation and Ho Kwan Sing have pledged 30 million HKD to support the residents of the affected area [6] - Nongfu Spring has donated 10 million HKD in cash and 5 million HKD worth of supplies for emergency relief efforts [7] Insurance Implications - The Tai Po estate has comprehensive insurance coverage, including property and public liability insurance, with a total insured amount of approximately 2 billion HKD [9][10] - Analysts predict that the fire may trigger one of the largest collective insurance claims in Hong Kong's history, with potential full payouts expected [11][13] Firefighting Technology - The use of drones for firefighting was highlighted, with current technology showing limitations in effectively combating high-rise fires [21][26] - Companies involved in drone technology for firefighting reported minimal contributions to their overall revenue, indicating a nascent market [23][24] Market Reaction - Following the fire incident, stocks of companies involved in firefighting technology experienced significant fluctuations, with some reaching daily limits [24]

在"偿二代"二期过渡期即将结束、行业转型深化的双重背景下，保险业正迎来一场以资本实力为核心的"内功修炼"。11月27日，北京商报记者注意到，近日 北京产权交易所披露了华安财产保险股份有限公司（以下简称"华安保险"）的增资扩股项目。华安保险此次增资扩股拟募集资金不低于10亿元。 看似常规的"补血"动作，实则是这家"老牌"险企在股权大比例质押、治理失序多年后，继人事大调整之后打出的又一张"王牌"。 | 北京产权交易所 CHINA BEIJING EQUITY EXCHANGE | | 使命:要素市场的模心力量 | | | | 3 数字北交 北交互联 APP下载 9 Q 输入关键词,搜项目、公告、规则.. | | 搜索 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 首页 项目 公告 | | | 竟价 | 专栏 | 规则 | 服务 | 会员 | 我们 | | 首页 > 项目 > 综合招商 | | | | | | | | | | 华安财产保险股份有限公司增资扩股项目 | | | | | | | | 点击量:98次 | | 6 % 8 ☆ 窗 骨 ...

香港特区政府发布的新闻公报显示，宏福苑是已出售的"居者有其屋计划屋苑"，维修工程由屋苑业主立 案法团负责聘请的注册承建商──宏业建筑工程有限公司进行。工程由房屋局独立审查组根据《建筑物 条例》作出监管。 《国际金融报》记者在宏福苑业主立案法团网站注意到，今年2月21日发布的一份《跟进工程交流会事 项》文件显示，针对工程保险事项，法团已收到宏业建筑工程有限公司提交的由中国太平保险（香港） 有限公司发出的电邮回复，证明就其所投保的建筑工程全险及劳工保险已全数缴付保单及保单现时有 效。 11月26日下午，香港新界大埔屋邨宏福苑多栋住宅楼发生五级火警。香港消防处最新公布的数据显示， 火灾已造成55人遇难。 / 左 福 如 紫主立案法團 日期:2025年2月21日 檔案编號: FCI0/Letter/12/No. 082/21 February 2025 致:宏福苑各業主 跟進工程交流會事項 1)外牆批藏物料 2024年12月18日，宏福苑业主立案法团召开第十二届管理委员会第8次全体委员会，其中一项议程为"商 讨及议决2025—2026年度屋苑各项保险事宜"。会议记录显示，经商议后，动议继续向中国太平保险 (香港) 有 ...

保险，不是保险人的"小生意"，而是低空经济的"准入门槛"、"安全底盘"和"责任分配机制"。它决定：事故发生时，谁掏钱？谁负责？谁背舆 论？谁担法律责任？ 导读：中国低空经济保险市场有望在未来几年达到 80–100 亿元规模。 当越来越多无人机、eVTOL／轻型飞行器被推送到城市上空，「未来通勤」「空中物流」「空中救援」作为低空经济的美好愿景迅速占据公众想 象。 资本、市政、创业公司纷纷加码。飞行器越来越轻、航线越来越近、起降点越来越多。 但就在"起飞"的喧嚣之中，有一个决定这场"空中梦"能否落地、继续飞行、平稳运营的关键变量，远不及电池密度、载重能力那样光鲜——它藏 在保险合同里。 低空经济+保险 是不是被忽略了？ 过去两年，中国低空经济被不断提及为国家战略新兴产业。 2023 年 6 月，无人驾驶航空器飞行管理暂行条例正式颁布，并自 2024 年 1 月 1 日起施行，标志着无人机及低空飞行器将受到法律与行政层面的 系统监管。 同日，由中国民用航空局 (CAAC) 牵头的民用无人驾驶航空器运行安全管理规则也开始实施，为无人驾驶航空器的设计、生产、适航审批、空域 管理、实名登记、运营许可等提出一系列规范。 在 ...