文件披露，Wealthfront投资者阵容包括老虎环球基金(发行前持股19.7%)、DAG Ventures(12.3%)和Index Ventures(11.5%)，此次发行将由高盛集团和摩根大通牵头承销。 据其提交文件显示，截至 2025 年 7 月 31 日的六个月，公司营收 1.756 亿美元，净利润 6 070 万美元;上 年同期营收 1.459 亿美元，净利润 1.323 亿美元。期内净利润含 1 330 万美元所得税准备金，而 2024 年 同期享有 5 410 万美元税收优惠;经调整 EBITDA 仍同比增长 16%。截至 7 月 31 日，其平台资产规模达 882 亿美元。 公司此前已于今年6月秘密提交IPO申请，此次公开申报标志着其正式启动上市进程。 智通财经APP获悉，2025年9月29日，机器人咨询公司Wealthfront Corp.(WLTH.US)正式向美国证券交易 委员会提交IPO申请，拟登陆纳斯达克市场。 值得注意的是，瑞银集团曾在2022年以14亿美元尝试收购Wealthfront以拓展高净值客户，但同年终止交 易。 作为以自动化投资平台和高收益储蓄账户闻名的金融科技企业， ...

Group 1: Consumption Habits - The importance of enhancing savings awareness among young people, who are often influenced by premature consumption, is emphasized, highlighting the need to prioritize savings over unrealistic wealth fantasies [3] - Establishing a habit of forced savings by setting aside a portion of income before spending is recommended, even if the amount is small, as it can accumulate over time [3] - Avoiding impulse purchases by delaying buying decisions and reassessing the necessity of items after a cooling-off period is advised [3] Group 2: Financial Management and Investment - Utilizing modern technology for financial management through personal finance apps and automated investment platforms can enhance wealth accumulation efficiency [4] - A diversified investment strategy is recommended, including traditional savings, bank financial products, money market funds, government bonds, and gold investments to mitigate risks and improve potential returns [5] - Continuous self-improvement and skill enhancement are crucial for increasing income and career development opportunities [5]