Core Insights - JD Technology and Ziroom have launched the industry's first "Pay After Living" financial service, allowing users to rent homes without upfront deposits and with the option to delay rent payment for one month [1] Group 1: Service Overview - The "Pay After Living" service allows users to utilize JD BaiTiao for renting through the Ziroom app, eliminating the need for cash deposits and enabling a "zero deposit" move-in experience [1] - Starting in 2024, JD BaiTiao will offer a "credit-free deposit" service in collaboration with Ziroom, where users can replace cash deposits with credit, provided there is no damage to the property at the end of the lease [1] Group 2: User Impact - Since the launch of the service, over 240,000 users have benefited, with a total deposit reduction exceeding 300 million yuan [1] - The new "Pay After Living" service is an upgrade to the previous "credit-free deposit" service, allowing users to move in without any initial payment, transforming the traditional "one deposit and three payments" model into a zero-cost entry [1]