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中国银行半年报出炉:深度布局跨境电商 稳外贸打出“组合拳”
Core Viewpoint - China Bank reported a strong performance in the first half of 2025, with a revenue of 329.4 billion yuan, a year-on-year increase of 3.61%, and a net profit after tax of 126.1 billion yuan, highlighting its robust cross-border e-commerce business growth [1] Group 1: Financial Performance - The bank achieved a net income from fees that grew by 9.17% year-on-year [1] - The total transaction volume of cross-border e-commerce reached 530 billion yuan, marking a 42% increase [1] Group 2: Cross-Border E-Commerce Services - China Bank launched cross-border e-commerce overseas collection services in Singapore, providing comprehensive financial support for overseas payment institutions and e-commerce platforms [2] - The bank's cross-border e-commerce services are designed to cater to the characteristics of "small, frequent, and massive" transactions, enhancing its service capabilities through digitalization and global responsiveness [2] Group 3: Support for Foreign Trade - The bank is actively optimizing financial supply and innovating service models to support the growth of cross-border e-commerce, which is seen as a key driver for foreign trade [3] - A case study highlighted the bank's collaboration with a Shanghai-based import-export company, providing tailored financial solutions to address seasonal liquidity needs and currency risk [3] Group 4: Future Plans - China Bank plans to continue product innovation, strengthen government cooperation, and expand service scenarios to enhance its financial services for foreign trade and contribute to a high-level opening-up strategy [5]