苏易融普惠金融服务平台

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集聚多方资源 畅通金融活水——江苏金融监管局持续推动小微企业融资提质增效
Zheng Quan Ri Bao· 2025-08-09 14:42
Core Viewpoint - The article emphasizes the importance of small and micro enterprises in stabilizing employment and improving livelihoods, highlighting the efforts of the Jiangsu Financial Regulatory Bureau to enhance financial accessibility and satisfaction for these businesses [1] Group 1: Financial Support and Initiatives - As of the end of June, the loan balance for small and micro enterprises in Jiangsu reached 9.6 trillion yuan, a year-on-year increase of 16.7% [2] - The Jiangsu Financial Regulatory Bureau has established a "Five Promotes and Five Optimizes" work system to enhance financial services for the real economy, including special actions to expand first-time loans for technology-based enterprises [2] - A special working group for foreign trade was formed to address international trade challenges, resulting in the issuance of 12 specific policies to support foreign trade financing [2] Group 2: Individual Business Support - The number of individual business loan accounts increased by 230,000 compared to the same period last year, indicating a growing support for various types of individual businesses [2] - The Jiangsu Financial Regulatory Bureau has implemented a talent empowerment initiative for rural revitalization, combining financial talent with grassroots governance to enhance service delivery [2] Group 3: Innovative Financing Solutions - The Bureau has improved the efficiency of loan applications by creating detailed customer profiles through data sharing and cross-verification with various business metrics [3] - Cumulative loans issued under government-bank cooperation products like "Small Micro Loans" and "Su Trade Loans" have exceeded 650 billion yuan, with over 590 billion yuan in credit loans facilitated through the coordination mechanism [3] - The Bureau has organized events to promote financial support policies and help businesses expand sales channels, thereby boosting consumer activity [3] Group 4: Enhanced Financial Services Platform - The "Su Yi Rong" inclusive financial service platform has been upgraded to include over 800 specialized financial products, providing one-stop services for loan applications and insurance [4]