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金融赋能农业新质生产力样本:小土豆迎来新“薯”光
Core Viewpoint - The article highlights the transformation of the potato industry in Dingxi City, Gansu Province, through financial empowerment and technological innovation, showcasing how financial institutions are supporting agricultural modernization and productivity enhancement [1][7]. Group 1: Agricultural Development - Dingxi City is recognized as a significant potato production base in China, with over 200 years of cultivation history, leading in both planting area and yield in Gansu Province [1]. - Gansu Kangqin Potato Industry Co., Ltd. has developed a complete industrial system from seedling breeding to processing and sales, benefiting over 9,000 local farmers with an average income increase of 11.2% [2][4]. - The company has received substantial financial support from Agricultural Bank of China, with loans totaling 250 million yuan, which facilitated the expansion of its operations and improved supply chain stability [2][3]. Group 2: Financial Innovation - The establishment of the "Blue Sky Potato" agricultural industry chain platform by China Construction Bank aims to address financial service gaps in rural areas, enhancing efficiency and accessibility for farmers [4][5]. - The platform integrates various digital tools, allowing farmers to manage transactions and loans more conveniently, thus reducing reliance on traditional collateral and high-interest loans [5][6]. - By April 2025, the platform is expected to have served 29,000 potato farmers, providing 890 million yuan in credit support [6]. Group 3: Technological Integration - The article emphasizes the need for technological innovation in agriculture, advocating for a shift from traditional farming practices to more modern, data-driven approaches [7][8]. - The integration of digital agriculture is seen as essential for enhancing productivity and quality, aligning with national strategies for agricultural modernization [7]. - Financial institutions are encouraged to develop tailored financial products and services that cater to the unique needs of agricultural enterprises, promoting digital transformation in the sector [8].