Group 1 - The core viewpoint of the articles highlights the efforts of Wuxing Rural Commercial Bank to alleviate financing difficulties for technology-driven enterprises through innovative financial products and services [1][2][3] - Wuxing Rural Commercial Bank has issued a total of 12 million yuan in patent pledge loans and "Green Support Loans" to Zhejiang Konghui Automotive Technology Co., Ltd., while also reducing interest rates by 0.5 percentage points [1] - The bank has established a whitelist of 700 technology enterprises, including national high-tech enterprises and provincial technology-based small and medium-sized enterprises, to facilitate financing [1][2] Group 2 - The bank's technology loan balance exceeded 3.58 billion yuan as of June 2025, an increase of approximately 747 million yuan or 26.37% year-on-year [2] - Wuxing Rural Commercial Bank has developed various financing products such as "Government-Insurance Joint Guarantee Loan," "Light Boat Loan," and "Patent Pledge Loan" to support the development of technology enterprises [3] - The "Patent Pledge Loan" allows borrowers to enjoy a 50% fiscal subsidy on the benchmark interest rate, aimed at enhancing the value of patent rights and promoting technological innovation [3]