Core Viewpoint - The article discusses the recent developments in China's maternity insurance policies, aiming for "no out-of-pocket" expenses for childbirth within the policy scope by next year [3][4]. Group 1: Policy Developments - The National Healthcare Security Administration (NHSA) is accelerating the establishment of a comprehensive maternity insurance system to support the population development strategy [4]. - By 2025, all 31 provinces and regions, including Xinjiang Production and Construction Corps, will include eligible assisted reproductive projects in the insurance coverage [4]. - Seven provinces have already achieved full coverage of hospitalization costs for childbirth within the policy scope, with 95% of coordinated areas directly providing maternity allowances to insured individuals [4]. Group 2: Key Initiatives - The NHSA's eight key tasks for next year include improving the maternity insurance system and expanding coverage to flexible workers, migrant workers, and new employment forms [4][5]. - There is an emphasis on exploring the feasibility of including non-employed urban and rural residents in the maternity insurance coverage [4]. - The NHSA aims to reasonably enhance the coverage level for prenatal examination medical expenses and explore the establishment of a basic service package that includes prenatal examination items to reduce the financial burden on insured individuals [5].