新华社北京11月24日电 题：告别"失能的尴尬"，看智慧康养新升级 这款智能护理机器人专注解决失能群体排便的护理难题。它嵌入在护理床上，感应到第一滴尿液，设备即自动启动，温水冲洗、暖风烘干， 全程无需任何人工介入。这既能有效降低护理工作强度，也能帮助被护理者告别"失能的尴尬"。 刘奶奶在陕西某护理院使用二便智能护理机器人。（受访者供图） 同样的变化，正在全国多地发生。在四川成都的护理院，一直照顾帕金森病晚期患者储奶奶的护工说："以前清理时，她总不好意思地把头扭 过去。用了机器人以后，老人家话都多了起来。" 科技创新的温度，藏在对人的尊重与关怀里。 谈及设计初心，江苏俏院长科技服务有限公司总经理施东说："让每个失能老人生活得更体面，这就是我们的目标。" 老龄化浪潮下，护理难题早已不是家事，而是社会大事。数据显示，我国失能、半失能老人超4000万。 为让更多失能老人能够享受有尊严、有质量的晚年生活照护，长期护理保险正在全国范围试点并推广，这也给护理行业带来了新机遇。 新华社记者彭韵佳、刘祯 在陕西渭南一家护理院，80多岁的刘奶奶因骨骼肌肉疾病完全失能，每天的护理工作既耗体力又考验耐心。 "以前守着刘奶奶，一天里大 ...

养老社区也好，抱团养老也罢，丁克养老的各类解决办法背后，也潜藏着这群人对以下命题的探索：在不被传统家庭定义、物质资源也足够的 情况下，我们该如何体面地老去？ 提起"丁克"，你一定不陌生。它从英文"DINK"（Double Income,No Kids）音译而来，指伴侣双方都有收入且无子女，是一个缩略语。 1987年，美国媒体的一篇报道里提到，"丁克"由广告界率先提出，被用来简略描述出生于二战后的"婴儿潮"、有工资收入但没有孩子的夫妻。1998年， 《今日中国》报道，"丁克家庭"也在20世纪80年代之后于中国大城市逐渐增多，这一群体的社会经济地位、受教育程度等都比较高。 三四十年后的今天，中国的第一批丁克夫妻已经步入老年阶段。社交媒体上，围绕其养老生活、遗产分割等话题的讨论非常火热。 （图/微博截图） 放眼当下，"养儿防老""不孝有三，无后为大"的传统观念持续受到挑战，年轻一代对婚育采取越来越谨慎的态度，对养老生活的畅想也在发生变化。 《新周刊》采访了两对在20多年前主动选择丁克的夫妇，如今，他们已经处于退休或半退休的状态。 年轻时，他们没有"随大流"孕育孩子，这一选择背后，是与父母辈的"切割"、独立生活的开始 ...

Core Insights - The recent "14th Five-Year Plan" emphasizes the implementation of long-term care insurance to enhance the care system for elderly individuals with disabilities and dementia [1][6] - Various regions are actively promoting pilot programs for long-term care insurance, leveraging artificial intelligence to improve the professionalism and standardization of care services [1][3] Group 1: Long-term Care Insurance Implementation - Long-term care insurance is recognized as the "sixth insurance" following pension, medical, work-related injury, unemployment, and maternity insurances [6] - The insurance aims to cover individuals with severe disabilities, with some regions allowing those assessed before the pilot to receive benefits without premium payments [8][11] Group 2: Coverage and Costs - In Taizhou, the annual fee for long-term care insurance is set at 90 yuan, with different contributions from employees and government funds based on insurance type [10] - The program has expanded to cover nearly 190 million people across 49 cities, with expenditures exceeding 85 billion yuan, primarily for basic living care and medical expenses for long-term disabled individuals [12] Group 3: Service Quality and Monitoring - The care service includes a comprehensive quality control system, utilizing AI for real-time data collection and remote monitoring to ensure service quality and risk management [4][5] - The insurance allows for dynamic assessment of care needs, ensuring that resources are allocated based on the latest evaluations of disability levels [24] Group 4: Innovations and Future Developments - From September 2025, Zhejiang province will implement inter-city services for long-term care insurance, allowing insured individuals to access services while residing in different cities within the province [15] - The introduction of community home care subsidies for family caregivers highlights the adaptability of the long-term care insurance model to meet specific care needs [22]

Key Points It's a good idea to assess your finances once you turn 50. You're allowed to start making catch-up contributions in an IRA or 401(k). It's important to start thinking about long-term care insurance. The $23,760 Social Security bonus most retirees completely overlook › Turning 50 is a pretty big deal. Sure, it means you're getting a bit older and make have a few more grays than you'd like to acknowledge. But it also means you're getting wiser and, ideally, more financially savvy. With t ...

2023年6月，在当地医保部门的指导帮助下，邬浩良经评估被确定为重度失能Ⅰ级，他一年只需缴纳30 元，就能享受每月20个小时的上门护理服务。 "我曾靠绘画找到活下去的希望，但两年前病情突然加重，双脚麻痹、不听使唤，这一度让我陷入了绝 望。"邬浩良回忆，随着自己进入长护险保障范围，生活发生了新的变化。 次月，当地护理机构便为邬浩良安排了一名护理员——戴兴娣。不同于保姆，护理员必须经过专业培 训，取得国家认可的资格证书后才能开展服务，"专业"是他们最突出的特点。 推行长期护理保险，健全失能失智老年人照护体系，扩大康复护理、安宁疗护服务供给。 ——摘自"十五五"规划建议 娴熟地用右脚夹起毛笔，蘸取墨汁，在纸上勾勒着景色，很快，一幅山水水墨画便已绘就。在浙江宁波 的家中，重度失能人员邬浩良正在认真创作。前不久，他刚举办了一场个人画展，200余件作品全靠右 脚完成，令人在惊叹之余心生敬佩。 时间倒回几年前，连邬浩良自己也不敢相信有朝一日能举办画展。成功的背后，除了家人无微不至的关 照，更有长期护理保险（以下简称"长护险"）带来的托底保障。 什么是长护险？这是我国应对人口老龄化、健全社会保障体系的重要部署，是为由于年老、 ...

除了做好全方位、全流程保险保障，中国太保还依托进博会平台，围绕助力金融强国建设等话题开展交 流活动。 11月5日至10日，以"八方共聚，领驭未来"为主题的2025年中国太保客户节首次亮相进博会。同期，企 业联动第二十四届中国上海国际艺术节，推出"艺享世界太保相伴"主题演出，在进博会呈现高水准艺术 现场，体现经贸与文化交融。 "驭势赴山海，同心赢未来"新能源车生态发展论坛于11月8日举办，探讨保险服务如何进一步助力新能 源汽车产业高质量发展；中国太保寿险将联合复旦大学举办发布会，共同发布长期护理保险课题研究成 果，分享国际市场长期护理保险发展经验……进博会期间，中国太保旗下公司举办一系列交流研讨活 动，为促进保险业高质量发展、更好服务实体经济集智聚力。 （文章来源：人民日报） 从物料运输吊装，到工人安防、高空作业，进博会期间，中国太保产险上海分公司员工孙嘉铭和团队的 伙伴们仔细查勘各个展位，及时联系有关方面排除安全隐患。"我们希望能结合理赔经验，以风险管理 前置化方式，更好保障进博会场馆安全运行。"孙嘉铭说。 本届进博会，中国太平洋保险（集团）股份有限公司（以下简称"中国太保"）在全系统招募志愿者，并 将志愿者 ...

中国太保与复旦大学持续深化校企合作，推动 " 智资融合 " 走深走实。继去年成立普惠保险研究所 并发布首份成果后，今年双方再度携手完成课题研究，为促进我国长期护理保险制度高质量发展贡献 力量。 王颖教授代表 联合 课题组发布《国际视野下长期护理保险的制度范式：全球经验与我国启示》研究 报告。该研究从筹资机制、经办管理、服务供给和保障水平四个维度，系统分析国际经验，结合中国 代传江表示，中国太保寿险 推出 "太保优护2.0"数智赋能方案，积极践行中国太保"大康养、国际 化 、人工智能+ "三大战略，在延续"太保优化"品牌优势的基础上，进一步拓展品牌内涵，提升服 务的标准化与专业化水平，积极探索多层次护理服务体系构建。方案深度融合AI技术，显著提升基金 测算与失能评估两大关键环节的效率与准确性，并依托大数据强化质量监控与风险管控，筑牢风险防 线 ， 通过数智化赋能长护险服务全流程 ， 为构建中国特色长期护理保险制度贡献商业保险力量。 11月7日，在第八届中国国际进口博览会期间， 中国太保旗下 中国太保寿险与复旦大学联合举办 的"长期护理保险课题研究成果及太保优护2.0数智赋能方案发布会"圆满举行 ，集中展示 了双 ...

Core Insights - The event held on November 7 during the China International Import Expo showcased the collaboration between China Pacific Insurance (CPIC) and Fudan University in the field of long-term care insurance, marking a new phase of intelligent and inclusive development in this sector [1][2] Group 1: Long-term Care Insurance Development - CPIC launched the "Taibao Youhu 2.0" intelligent empowerment plan, integrating AI technology to enhance efficiency and accuracy in key areas such as fund calculation and disability assessment [1] - The collaboration aims to deepen the integration of theory and practice in long-term care insurance, contributing to the establishment of a multi-level care service system [1] - The partnership between CPIC and Fudan University is focused on promoting high-quality development of China's long-term care insurance system through continuous research and innovation [2] Group 2: Research Findings - A research report titled "International Perspectives on Long-term Care Insurance: Global Experiences and Insights for China" was released, analyzing international experiences in funding mechanisms, management, service provision, and coverage levels [2] - The report provides optimization paths that combine international perspectives with local applicability, offering decision-making references for the maturation of China's long-term care insurance system [2] - The goal is to assist in building a multi-level protection system that covers all citizens and encourages diverse participation [2]

Group 1 - The core viewpoint of the news is the emphasis on enhancing and improving people's livelihoods to promote common prosperity during the "14th Five-Year Plan" period [1][2] - The plan aims to strengthen inclusive, foundational, and safety-net social welfare construction to address urgent issues faced by the public and improve the quality of life [2][3] - The focus is on promoting high-quality and full employment, improving the income distribution system, and ensuring satisfactory education and social security systems [2][4] Group 2 - Experts highlight the need for coordinated employment and industrial development to tackle challenges such as declining labor force numbers and aging population [4][6] - The plan includes enhancing the public employment service system and emphasizing the synergy between employment and industry [6][8] - There will be a focus on improving the human resources supply-demand matching mechanism and lifelong vocational training systems to address structural employment issues [8] Group 3 - The plan proposes to expand the scope of free education and extend compulsory education, potentially including higher and vocational education [10] - There are arrangements for improving basic pension insurance systems, with expectations for enhanced pension levels and nationwide coordination of pension rights [12][14] - By the end of 2024, the population aged 60 and above is projected to reach 310 million, accounting for 22% of the total population, indicating a growing demand for elder care services [14][18] Group 4 - The increasing demand for elder care services is reflected in the rising occupancy rates of care facilities, which have become highly sought after [18][20] - Zhejiang province is piloting "long-term care insurance" to alleviate the burden of elder care, focusing on providing support for severely disabled individuals [22]

Core Points - The article discusses the release of the "Suggestions for Formulating the 15th Five-Year Plan for National Economic and Social Development" by the Central Committee of the Communist Party of China, emphasizing the importance of long-term care insurance and the establishment of a care system for elderly individuals with disabilities and dementia [1] Group 1 - The plan advocates for the implementation of long-term care insurance to support the elderly population [1] - It highlights the need to improve the care system for elderly individuals suffering from disabilities and dementia [1] - The suggestions include expanding the supply of rehabilitation care and palliative care services [1]