Core Viewpoint - Shenzhen has established the first "General + Professional" credit evaluation system for private enterprises in China, leveraging 2.7 billion public credit data points to cover 20 key industries, providing a comprehensive credit assessment for 4.4 million business entities in the city [1][2]. Group 1: Credit Evaluation System - The credit evaluation system includes five dimensions: business changes, registration permits, penalty records, complaints, and commendations, with a total of 63 core indicators [1]. - The system generates a dynamic "credit ID" for enterprises, transitioning from static proof to real-time updates [1]. - Shenzhen's credit evaluation operates on a monthly cycle, categorizing entities from the highest A+ level to risk warning E level [1]. Group 2: Data Collection Mechanism - Shenzhen has implemented a public credit data collection mechanism, achieving comprehensive data integration across 12 categories and 735 items, ensuring efficient sharing among 73 data source units [2]. - The system allows for monthly updates of credit files for business entities, reflecting their latest operational status and predicting potential credit risk fluctuations [2]. Group 3: Industry-Specific Applications - The credit evaluation system has been tailored for specific industries, with sub-models developed for healthcare, environmental protection, and construction, enhancing regulatory efficiency [3]. - The "Zhenxin+" unified social credit service platform connects various credit service applications, providing convenient access for government departments and the public [3]. Group 4: Regional and International Integration - Shenzhen's credit system is integrated into the Guangdong-Hong Kong-Macao Greater Bay Area, facilitating mutual recognition of credit evaluation results between Shenzhen and Hong Kong enterprises [4]. - The city has enabled over 3 billion yuan in credit loans for Hong Kong-funded enterprises in mainland China, addressing cross-border credit needs [4]. - Shenzhen is generating "credit electronic cards" for local enterprises, incorporating 37 internationally recognized indicators to support their international market expansion [4]. Group 5: Community and Governance Applications - The credit system has been applied in community governance, such as "credit medical services" in public hospitals, allowing eligible patients to receive treatment before payment [4]. - The "Integrity + Rental Housing" model has established detailed credit records for 173,000 rental properties, creating a national first in rental housing credit mapping [4]. - The "credit tax" application in Qianhai aims to provide more conveniences for businesses with good tax credit records [4]. Group 6: Future Directions - The Shenzhen Market Supervision Administration plans to focus on data collection and sharing, model optimization, and application expansion to create a replicable national credit reform model [5].