郑州市在职工会会员非工伤意外伤害及家财损失综合保障计划

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家庭意外不用愁 郑州市总工会保障计划来解忧
Zheng Zhou Ri Bao· 2025-06-11 00:40
Core Viewpoint - The Zhengzhou Federation of Trade Unions has launched a comprehensive protection plan for its members to enhance their family's risk resilience, covering non-work-related accidents and property losses, fully funded by the union [1]. Group 1: Three Major Protection Dimensions - The plan focuses on three main protection areas: - **Household Property Special Protection**: Members can claim 10% of their losses (up to 20,000 yuan) for property damage due to fire or water pipe bursts, with specific documentation required [2]. - **Member Personal Accident Protection**: Members suffering from non-work-related accidents can receive up to 5,000 yuan for disability and 20,000 yuan for death, with restrictions on claiming multiple benefits [2][3]. - **Children's Accident Protection**: The plan extends to members' children, providing up to 5,000 yuan for disability and 20,000 yuan for accidental death [2]. Group 2: Simplified Claims Process - The claims process is designed to be straightforward, requiring only necessary documentation to be submitted through the workplace union, reflecting the union's commitment to quick responses to members' needs [4]. - The initiative represents a shift in the union's protective measures from focusing solely on healthcare to encompassing a broader range of life cycle risks, embodying the service philosophy of mutual assistance [4].