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从山尖到舌尖 “贷”来重庆南川方竹笋美味传奇
Jin Rong Shi Bao· 2025-05-13 01:57
Core Viewpoint - The article highlights the efforts of the People's Bank of China in Banan District to support the bamboo shoot industry in Nanchuan, focusing on innovative financial products and integration of agriculture, culture, and tourism to enhance local economic development [1][5]. Group 1: Financial Support for Bamboo Shoot Farmers - The peak financing demand for bamboo shoot farmers occurs during the harvesting season in August and September, where they face challenges such as weak collateral and lengthy loan processes [2][3]. - The Chongqing Sanxia Bank has developed a tailored online credit product called "Bamboo Shoot Merchant Loan," which allows for rapid loan disbursement, reducing the time from one week to one day [3]. - As of April 2025, local banks have supported bamboo farmers and merchants with a total of 73.245 million yuan, contributing to job creation and income growth [3]. Group 2: Strengthening the Bamboo Shoot Industry Chain - The Chongqing Xuanrui Food Co., a key player in bamboo shoot processing, has received financial support from local banks, enabling its growth from a small workshop to two modern processing plants [4]. - The bank provided 8.3 million yuan in financing to help the company overcome cash flow issues and later granted 19 million yuan to expand its operations [4]. Group 3: Broader Agricultural Financial Initiatives - The People's Bank of China in Banan District has launched various credit products tailored to specific agricultural sectors, including "Radish Loan," "Tea Loan," and "Bamboo Shoot Loan," supporting a total of 248 million yuan in loans across several districts [5]. - The bank has established financial service hubs in food parks to enhance support for food and agricultural processing enterprises, with a total loan issuance of 564 million yuan as of April 2025 [5]. Group 4: Integration of Agriculture, Culture, and Tourism - Nanchuan District has seen the development of numerous projects that integrate agriculture, culture, and tourism, enhancing the local economy and promoting rural revitalization [6]. - The People's Bank of China collaborates with local agricultural and cultural departments to facilitate financial support for tourism-related projects, contributing to the overall economic development of the region [7].