关于不法分子冒用我司名义进行非法募集活动的严正声明 近期,金信基金管理有限公司(以下简称:金信基金或我司)接到举报,发现有不法分 子冒用我司名义进行非法募集活动,我司已向公安机关报案。不法分子通过微信推介我司拟 发行的资产管理计划,并许诺进行产品返佣和兜底。上述行为不仅严重侵害了相关投资者的 合法权益,也对我司的品牌声誉造成了恶劣影响。我司再次提醒: 1. 我司管理的资产管理计划均仅向特定符合条件的合格投资人募集资金,不能通过 公开的方式向大众募资。 2. 目前该产品未开展实质性销售,也未签署任何代销机构。对于涉及的相关机构和人 员,我司亦未就该产品开展任何业务合作。 3. 我司所有销售人员均已在官网进行公示,任何冒用我司名义进行诈骗活动的不法行 为,我司保留追究相关人员的法律责任的权利。 近日，有网友发帖称"有券商推介公募专户产品，返佣并承诺8%的年化兜底"，直指金信基金旗下专户产品。 根据网友的陈述，客户经理推销产品"金信双轮驱动集合资产管理计划"，为混合型R3等级。该客户经理称为直销渠道产品，签约后直接打款至某账户，持 有期限仅两个月，核心目的是"帮基金完成募集"。网友称，客户经理还抛出颇具诱惑力的收益 ...

Core Viewpoint - Recent allegations have emerged regarding brokers promoting public fund products with illegal practices, including promises of guaranteed returns and commission rebates, raising concerns about compliance in the industry [1][10]. Group 1: Allegations and Responses - A netizen reported that a client manager from Galaxy Securities promoted a product from Jinxin Fund, promising capital protection and high rebates while encouraging investors to bypass official sales channels [5][12]. - Jinxin Fund responded quickly, stating that they have reported the illegal fundraising activities to the police and clarified that the involved product had not been officially sold or authorized for distribution [10][14]. Group 2: Regulatory Environment - Regulatory authorities have repeatedly mandated that brokers must standardize their marketing practices, prohibiting inducements for investors lacking the willingness or capacity to invest [10][16]. - The regulations require strict adherence to investor suitability management, ensuring that products are matched to investors' qualifications and risk tolerance [10][16]. Group 3: Product and Investor Requirements - Jinxin Fund's asset management plans are only available to qualified investors, with specific criteria such as a minimum family financial net asset of 3 million yuan or an average annual income of 400,000 yuan over the past three years [14][15]. - The minimum initial investment for collective asset management plans is set at 10 million yuan, and individual investments must meet certain thresholds depending on the type of product [14][15]. Group 4: Industry Practices and Risks - The practice of "flying orders," where brokers recommend products without company authorization, is highlighted as a significant risk, especially when combined with tactics like pooling funds to meet investment thresholds [16][17]. - Despite increased regulatory scrutiny, some industry personnel continue to engage in these risky practices, leading to penalties for both individuals and branches involved in such activities [17][18].