作者 | 第一财经 高雅 2026.01. 13 本文字数：3110，阅读时长大约5分钟 上个月，美国特朗普政府正式启动"金卡"移民计划，为外籍人士提供了一条以100万美元捐赠换取 快速获得美国"合法永久居民资格"的通道。 如今计划启动已满一个月，市场的初步反应究竟如何？根据第一财经记者对多家投资移民顾问机构、 跨境资产管理公司及移民律师的采访，尽管咨询量与关注度出现了不同程度的上升，但由于对政策稳 定性、合规风险以及税务影响的普遍担忧，绝大多数潜在申请人仍持观望与疑虑态度。 总部在马来西亚吉隆坡的亚洲房产科技集团居外 IQI（Juwai IQI）联合创始人兼集团首席执行官安 萨里（Kashif Ansari）对第一财经记者表示，自美国"金卡"正式开放申请以来，市场反应呈现显著 分化。 他表示："移民律师群体普遍持审慎态度。许多人质疑该项目的稳定性，并认为这并未提供清晰或有 保障的永久居留或入籍路径。与此同时，我们也观察到，部分超高净值家庭展现了真实兴趣。他们的 关注点并非表面的价格，而是速度、灵活性，以及为自己多提供一个备选方案的价值。" 咨询量增长背后 "金卡"官方网页承诺，该计划能让申请者以"创纪录速度 ...

Core Viewpoint - The "Gold Card Immigration Program" proposed by Trump is set to be implemented by December 18, aiming to attract wealthy immigrants who must pay $1 million to obtain immigration status [1] Group 1: Program Details - The program requires applicants to pay a $15,000 application fee and a $1 million sponsorship fee, with the government reviewing the source and legality of the funds [1] - The initial application numbers are expected to be low, with a potential increase in one to two years as the wealthy immigrant community adapts to the program [1][2] Group 2: Expert Opinions - Immigration law expert Stephen Yale-Loehr suggests that the program may not be as straightforward as initially claimed, indicating complexities in the application process [1] - David J. Bier from the Cato Institute expresses skepticism about the Trump administration's authority to implement the program without Congressional approval and raises concerns about the high cost of participation [1][2] Group 3: Comparison with EB-5 Visa - The EB-5 visa program, which requires a minimum investment of $800,000, has faced multiple modifications by Congress since its inception in 1990, highlighting the challenges of immigration through investment [2] - Yale-Loehr notes that single applicants are more likely to pursue the "Gold Card," while families could face prohibitive costs, such as $4 million for a family of four [2]