Core Viewpoint - The company, Hunan Silver Co., Ltd., is seeking a bank loan of RMB 100 million from Hengfeng Bank, with its wholly-owned subsidiary, Hunan Baoshan Nonferrous Metals Mining Co., Ltd., providing a guarantee of RMB 50 million for this loan [2][5]. Group 1: Company Overview - Company Name: Hunan Silver Co., Ltd. [3] - Established: November 8, 2004 [3] - Registered Capital: RMB 2,823.09 million [3] - Business Scope: Production and sales of high-purity silver and silver products, high-purity silver nitrate, silver-based nano antibacterial agents, electrolytic lead, crude lead, high-purity bismuth, electrolytic copper, gases, and comprehensive recycling of gold and other metals [3]. Group 2: Financial Situation - As of December 31, 2024: Total assets of RMB 5,520.71 million, total liabilities of RMB 2,230.86 million, net assets of RMB 3,289.85 million, operating income of RMB 8,313.10 million, operating profit of RMB 160.63 million, and net profit of RMB 169.77 million [4]. - As of June 30, 2025: Total assets of RMB 6,707.42 million, total liabilities of RMB 3,346.00 million, net assets of RMB 3,361.42 million, operating income of RMB 4,528.64 million, operating profit of RMB 93.69 million, net profit of RMB 62.20 million, and a debt-to-asset ratio of 49.89% [4]. Group 3: Guarantee Details - Guarantee Type: Joint liability guarantee [5]. - Guarantee Duration: 12 months from the date of contract signing [6]. - Total Guarantee Amount: RMB 50 million [6]. - Cumulative External Guarantees: As of the announcement date, the total external guarantees by the parent company amount to RMB 98 million, with subsidiary guarantees totaling RMB 200 million, and the total guarantees from subsidiaries to the parent company (including this guarantee) amounting to RMB 360 million [6].