银龄安康意外伤害保险
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一个胶东小乡村的振兴密码:普惠保险织密保障网 村企共建激活新动能
Qi Lu Wan Bao· 2025-07-21 02:54
Core Viewpoint - The article emphasizes the importance of inclusive finance through insurance, showcasing how China Life Insurance is actively participating in social responsibility and enhancing the livelihood of rural communities in Shandong Province, particularly in Nantai Village [1][3]. Group 1: Insurance and Social Responsibility - China Life's "Silver Age Health" insurance has provided significant financial relief to elderly villagers, exemplified by a case where a 70-year-old received 5,700 yuan for an accident, alleviating her economic burden [4][5]. - The "Silver Age Health" program has been tailored for individuals over 50, offering low premiums and high coverage, which has benefited over 6.9 million elderly people in Yantai since its inception in 2008, with total risk coverage exceeding 3.55 trillion yuan [6][12]. - The "Women's Health" insurance program has also been impactful, providing timely compensation of 60,000 yuan to a woman diagnosed with breast cancer, demonstrating the program's role in addressing financial and emotional challenges [7][12]. Group 2: Rural Development and Economic Growth - Nantai Village has transformed its agricultural practices through cooperative models, leading to a significant increase in production and income, with annual output exceeding 20 million yuan from over 1,200 acres of cultivated land [19]. - The establishment of a cooperative, supported by local government initiatives, has unified production standards and sales strategies, allowing villagers to focus on cultivation without worrying about market access [13][14]. - The cooperative's success has attracted young talent and innovative practices, enhancing the village's agricultural productivity and ensuring that all workers benefit from accident insurance provided by the cooperative [20]. Group 3: Future Prospects and Integration - Nantai Village aims to strengthen collaboration with insurance companies to integrate agricultural products with insurance services, enhancing market reach and supporting rural revitalization efforts [21]. - The synergy between agricultural development and insurance services is seen as a pathway to sustainable growth, ensuring that villagers have both economic opportunities and safety nets [21].