Core Viewpoint - The 2025 version of "Hu Hui Bao" has been launched in Shanghai, providing an upgraded commercial supplementary health insurance option for residents, reflecting the growing demand for health security and advancements in medical technology [1][3]. Group 1: Product Features - "Hu Hui Bao" has been well-received since its launch in 2021 due to its comprehensive coverage and low entry barriers, with the 2025 version further enhancing these features to offer better medical protection [3]. - The insurance maintains a low premium of 129 yuan per person per year while expanding coverage for specific domestic and overseas medications, including an increase in the number of covered CAR-T therapy drugs from 3 to 4 [6][9]. Group 2: Coverage and Benefits - The insurance covers a range of medical expenses, including specific high-cost medications and treatments, with coverage limits set at 1 million yuan for certain categories and 30 million yuan for others [7]. - Policyholders can enjoy discounts on medications purchased at well-known pharmacy chains, online consultations with top-tier specialists, and discounted prices on imported original drugs for specific diseases [7][9]. Group 3: Claims and Participation - Since its inception, "Hu Hui Bao" has seen over 26 million participants and has paid out more than 2.2 billion yuan in claims, with a significant number of cases settled [9]. - The insurance is accessible through the "Sui Shen Ban Citizen Cloud" app, streamlining the process from enrollment to claims, thus lowering barriers for Shanghai residents [11].