Core Viewpoint - The company has been committed to its mission of serving the public through financial services, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, as it celebrates its 20th anniversary [1][8]. Group 1: Technology Finance - The company actively supports national strategies by investing in various manufacturing enterprises, addressing the long-term financing needs of high-tech industries and strategic emerging sectors [2]. - Investments cover areas such as 5G, cloud computing, big data, artificial intelligence, and GPU chips, facilitating the transformation of technological achievements into new productive forces [2]. - Customized insurance products for executives and R&D personnel in high-tech companies have provided coverage for 20 million individuals, aiding in talent retention and attraction [2]. Group 2: Green Finance - The company emphasizes green development as a foundation for high-quality growth, investing in low-carbon transition enterprises and supporting technologies for carbon reduction and capture [3]. - It holds several billion in green bonds and invests in private equity funds focused on green energy companies, aligning with the goals of carbon neutrality and sustainable development [3]. - The company integrates environmental, social, and governance (ESG) criteria into its asset allocation and risk management frameworks to enhance financial risk control [3]. Group 3: Inclusive Finance - The company aims to meet diverse financial needs by developing insurance products for small and micro enterprises, offering comprehensive health management services [4]. - It has expanded insurance coverage for the elderly, allowing individuals up to 80 years old to obtain policies, thereby increasing accessibility for older populations [4]. - The company collaborates with local governments to provide tailored commercial insurance solutions, serving over 18 million users across 25 cities [4]. Group 4: Pension Finance - The company addresses aging population challenges by expanding insurance coverage for seniors and enhancing financial services tailored to their needs [6]. - It has developed a range of medical insurance products suitable for various health conditions of the elderly, establishing a comprehensive health service system [6]. - The company promotes the integration of new pension industries with financial services through investments in innovative pension-related enterprises [6]. Group 5: Digital Finance - The company is advancing its digital transformation to enhance service efficiency and customer experience, utilizing AI across various operational areas [7]. - It has implemented AI-driven solutions in agent operations, underwriting, and health management, significantly improving service delivery and risk assessment [8]. - By 2025, the company aims to provide insurance coverage for 77 million clients and has paid out over 50 billion in claims, demonstrating its commitment to high-quality financial services [8].

"一人失能，全家失衡"，已成为许多家庭难以承受之重。意外事故或疾病导致的劳动能力丧失，不仅意 味着个人收入的突然中断，更可能让整个家庭陷入困境。特别是中青年作为家庭的支柱，一旦失能，将 面临失业、子女教育、赡养老人等多重压力，家庭的经济负担将愈发沉重。 近日，中国人寿寿险公司创新推出国寿康宁失能收入损失保险产品(以下简称"失能保险")，让失能保险 这一小众险种重回公众视野。据悉，这是中国人寿寿险公司首次推出的失能收入损失保险产品。业内人 士在受访时表示，随着我国人口老龄化进程不断加快，慢性病患者年轻化趋势日益加剧，市场对失能类 商业保险的需求也在不断攀升。但目前看，专门为失能人员提供的保险产品仍面临市场认知度低、产品 供给单一等问题。 所谓失能保险也称为收入损失保险和收入保障保险，是指以因保险合同约定的疾病或者意外伤害导致工 作能力丧失为给付保险金条件，为被保险人在一定时期内收入减少或者中断提供保障的保险。 记者注意到，尽管失能保险与医疗保险、疾病保险、护理保险以及医疗意外保险等同为健康保险的主要 险种，但多年来，它仍处于较为小众的层面。中国保险行业协会发布的数据显示，2023年，我国失能保 险原保险保费收入 ...