我国拥有超过1.8万公里的大陆海岸线，超过300万平方公里的辽阔海域……这片蔚蓝色海洋正以前所未 有的战略高度，深度融入国家发展的宏伟蓝图，成为高质量发展的重要引擎。 今年7月，习近平总书记在中央财经委员会第六次会议上强调，推进中国式现代化必须推动海洋经济高 质量发展，走出一条具有中国特色的向海图强之路。习近平总书记去年在山东考察时强调，要发挥海洋 资源丰富的得天独厚优势，经略海洋、向海图强。 海洋产业正释放出强劲的经济动能。据自然资源部统计，2024年，我国海洋生产总值首次突破10万亿 元，达到10.54万亿元，同比增长6.4%，占国内生产总值的比重为7.8%。 在这片蔚蓝的经济引擎背后，现代金融服务体系正成为支撑海洋经济可持续发展的重要保障，既为"海 上粮仓"的丰饶输送着源源活水，也以全面的风险管理为产业发展保驾护航。 山东省作为海洋资源大省，海洋经济发展走在全国前列。目前，山东省已建成国家级海洋牧场示范区59 个，数量居全国首位，海洋生产总值突破1.8万亿元，成为全国重要的海水产品生产、加工和出口基 地。其中，烟台市以22个国家级海洋牧场示范区位居全国地级市首位。 面对这些痛点，尽管治理需求迫切，但传统 ...

Core Viewpoint - China Life Property & Casualty Insurance has been recognized for its innovative "data-driven blue insurance model for marine ranching," establishing a benchmark in the insurance industry for supporting the marine economy and the construction of "blue granaries" [1] Group 1: Innovation in Marine Insurance - The marine ranching risk management platform integrates 20 data resources, including remote sensing and ocean environment data, enabling comprehensive monitoring of aquaculture risks [1] - The platform provides tailored risk warning thresholds and timely disaster prevention services to marine ranch operators, enhancing decision-making with precise risk alerts [1][2] Group 2: Development of Index Insurance Products - China Life Property & Casualty is focusing on index insurance innovation, developing products like sea cucumber high-temperature index and oyster wave height index, which trigger payouts based on observable indices rather than actual losses [2] - This approach addresses the challenges of loss assessment and slow claims processing, making the insurance process more transparent and efficient [2] Group 3: Financial Support for Marine Ranching - The company collaborates with China Life Group's Guangfa Bank to provide integrated "insurance + credit" services, facilitating loan access for marine ranch operators through policy pledges and insurance credit enhancement [3] - In 2024, a customized insurance solution for a salmon farming project secured a loan of 50 million yuan, demonstrating the financial leverage provided by insurance [3] Group 4: Expansion and Impact - The insurance services have expanded to cover nine provinces, providing risk protection for over 470 marine ranches and fisheries, with total coverage exceeding 1 billion yuan and claims paid amounting to nearly 74.2 million yuan [3] - The company aims to deepen structural reforms in marine insurance, enhancing risk management tools and financial services to support technological innovation and industry upgrades in the marine sector [4]