Group 1 - The core viewpoint of the article is the successful issuance of "Dingbai 2025 Year Fourth Phase Personal Consumption Loan Asset-Backed Securities" by Henan Zhongyuan Consumer Finance Co., Ltd. and China Foreign Economic and Trade Trust Co., Ltd. on August 21 [1] - The total issuance scale of this ABS is 1.5 billion RMB, which includes three types: Priority A, Priority B, and Subordinated [1] - The Priority A tranche has an issuance scale of 1.102 billion RMB with a coupon rate of 1.78% and a maturity date expected on August 26, 2026 [1] - The Priority B tranche has an issuance scale of 96 million RMB with a coupon rate of 1.95% and a maturity date expected on September 26, 2026 [1] - The Subordinated tranche has an issuance scale of 302 million RMB with no coupon rate and an expected maturity date on May 26, 2027 [1]