Group 1 - The 3A credit rating serves as a corporate equivalent of a personal credit score, enhancing reliability in the eyes of banks and clients, potentially leading to higher loan limits and lower interest rates [1] - A high credit rating increases a company's influence in business negotiations, providing greater confidence [1] Group 2 - The application for a 3A corporate credit rating can be done online or offline, with options like the "Hui Ban Hao" mini-program for convenient online applications, or visiting accredited credit rating agencies for in-person assistance [2] - The cost of obtaining a 3A credit rating varies based on factors such as company size and industry, typically ranging from 1,300 to 3,000 RMB, with initial and small businesses facing lower fees compared to larger, more complex enterprises [5] Group 3 - The process of obtaining a 3A corporate credit rating involves six steps, including preparing necessary materials, submitting an application, waiting for review, and receiving the rating certificate upon approval [6][7] - Required materials include a business license copy, legal representative's ID, financial statements for the past three years, company profile, organizational structure chart, honor certificates, bank credit proof, and other relevant documents, all of which must be authentic and stamped with the company seal [6][7]

Group 1 - The 3A certification serves as a "credit report" for companies, reflecting their integrity and performance capabilities, which enhances trust in various business dealings [1][3] - 90% of government procurement projects include 3A certification as a scoring criterion, with potential score increases of up to 5 points [3] - Banks typically increase credit limits for 3A certified companies by an average of 20%, and some offer specific "3A enterprise credit loans" [3] Group 2 - Companies can self-check their eligibility for 3A certification by ensuring their business license is at least two years old and that there are no major legal violations in the past three years [3][4] - Required materials for application include a copy of the business license, company seal, financial statements for the past three years, and tax certificates, with additional documents like awards potentially serving as bonus points [4][8] - The application process can be completed online, with costs ranging from 5,000 to 15,000 yuan depending on the company's size, and the standard processing time is 15 to 30 working days [8]