Core Viewpoint - Bank of America Corporation will redeem $3 billion of its 5.080% Fixed/Floating Rate Senior Notes on January 20, 2026, at 100% of the principal amount plus accrued interest [1] Group 1: Redemption Details - The redemption will occur on January 20, 2026, for all outstanding principal amount of $3,000,000,000 [1] - The redemption price will equal 100% of the principal amount of the Notes, plus accrued and unpaid interest [1] - Interest on the Notes will cease to accrue on the redemption date [1] Group 2: Payment and Trustee Information - Payment of the redemption price will be made through The Depository Trust Company [2] - The Bank of New York Mellon Trust Company, N.A. is the trustee and paying agent for the Notes [2] Group 3: Company Overview - Bank of America is a leading financial institution providing a full range of banking, investing, asset management, and risk management products and services [3] - The company serves nearly 70 million consumer and small business clients through approximately 3,600 retail financial centers and 15,000 ATMs [3] - Bank of America is a global leader in wealth management, corporate and investment banking, serving clients in over 35 countries [3]