WEX (NYSE:WEX) 2025 Conference December 02, 2025 05:35 PM ET Company ParticipantsMelissa Smith - CEOConference Call ParticipantsChris Stein - AnalystChris SteinAll right. So, let's get started. My name is Chris Stein. I'm an analyst as part of the UBS Payments and FinTech team. We're very excited to have Melissa Smith here with us from WEX. And I think this is your first time in quite a few years. And we're good to have you and heard your third quarter update. I guess maybe just to kick it off, it would be ...