Core Insights - Chubb Limited is a leading global insurance company offering a diverse range of insurance products, including property and casualty, accident and health, reinsurance, and life insurance, competing with major players like AIG and Travelers [1] Group 1: Price Target and Market Performance - Tracy Benguigui from Wolfe Research set a bullish price target of $320 for Chubb, suggesting a potential upside of 16.65% from its then-current trading price of $274.33 [2] - Chubb's stock recently closed at $283.19, reflecting a 2.07% increase from the previous day, outperforming major indexes such as the S&P 500, the Dow, and the Nasdaq [3][6] - Over the past month, Chubb's stock has seen a modest rise of 0.88%, trailing behind the Finance sector's gain of 2.7% and the S&P 500's gain of 2.38% [3] Group 2: Earnings Expectations - Analysts expect Chubb's upcoming earnings report to show earnings of $5.39 per share, marking a year-over-year decline of 5.77% [4] - The Zacks Consensus Estimate for net sales stands at $15.87 billion, reflecting a 5.73% increase from the previous year [4] - For the full fiscal year, earnings are projected at $21.57 per share with revenue expectations of $59.41 billion [4] Group 3: Stock Price and Market Capitalization - Currently, Chubb's stock price is $274.33, experiencing a decrease of 1.36% or $3.78, with fluctuations between $273.56 and $277.92 in today's trading session [5] - Over the past year, Chubb has reached a high of $306.91 and a low of $252.16 [5] - The company boasts a market capitalization of approximately $109.37 billion, with a trading volume of 2,418,144 shares on the NYSE [5]

Financial Performance - Allstate's total revenue increased by 12.3% to $64.1 billion[7] - Net income reached $4.6 billion for the full year[7] - The adjusted net income return on equity was 26.8% in 2024[7] - Net investment income increased by 24.8% to $3.092 billion[8] Property-Liability Insurance - Property-Liability insurance premiums increased by 11.2% to $53.866 billion[8] - The Property-Liability combined ratio was 94.3, a decrease of 10.2 percentage points[10] - Auto insurance underwriting income was $1.81 billion[10] - Homeowners insurance underwriting income was $1.319 billion[10] Transformative Growth - The adjusted expense ratio decreased from 27.9 in 2019 to 23.1 in 2024[9] - Personal lines new issued applications increased from 5.5 million to 9.7 million through exclusive agent, independent agent and direct distribution[9] - Personal lines policies in force increased from 33.5 million to 37.3 million[9] Capital Management - $24.5 billion has been returned to shareholders since 2015, including $17.4 billion in share repurchases and $7.1 billion in dividends[21] - The company authorized a $1.5 billion share repurchase program[21] - The quarterly common shareholder dividend increased by 8.7%[21]