Key Takeaways Aflac shows steady growth from strong U.S. and Japan sales and high policy persistency rates.AFL benefits from new product launches, partnerships and AI use to boost efficiency and sales.AFL faces pressure from declining cash flow and a higher valuation than industry averages.Aflac Incorporated (AFL) is strategically positioned to grow, driven by strong product demand and high policy persistency across its key markets, stronger underwriting discipline and effective cost management.Aflac — with ...