Financial Performance - The company's customer base increased by 11% year-on-year, reaching 2.9 million customers[8] - Customer deposits grew by 6.6%, with lower-cost deposits increasing by 8.5%[8] - The company declared a dividend of 33 cents, consistent with the previous year[8] - Total lending increased by 2.8% to $85.9 billion in 2H25[30] - Customer deposits increased by 1.2% to $72.9 billion in 2H25[30] - Net interest income increased by 1.1% to $844.1 million in 2H25[32] - Digital deposits experienced growth of 44% year-on-year and 14% compared to the prior half, driven by Bendigo Bank's eBanking functionality[67] Up Performance - Up's customer base reached 1.2 million, representing a 29% year-on-year growth[17] - Up's deposits totaled $2.8 billion, a 34% year-on-year increase[18] - Up's home loans amounted to $1.7 billion, a 194% year-on-year increase[18] Community Bank Impact - Community Banks contributed a net benefit of approximately $14 billion in additional deposits[94] - Community Banks have invested $416 million back into communities since the inception of the model[27, 200] - Community Bank branches increased deposits for the broader Group by $2.9 billion in FY25[194]