As filed with the Securities and Exchange Commission on December 31, 2025 Registration No. 333-290403 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 1 to FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 USBC, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) Nevada 7389 90-0273142 (I.R.S. Employer Identification No.) 300 E 2n ...

Core Viewpoint - LM Funding America, Inc. has announced a share repurchase program to buy up to $1.5 million of its outstanding common stock, representing approximately 15% of its currently outstanding shares, following a recent private repurchase [1][2]. Group 1: Share Repurchase Program - The Board of Directors has authorized a share repurchase program for up to $1.5 million [1]. - This program aims to reduce dilution and increase asset value per share over time, reflecting confidence in the long-term value of the company's equity [2]. - The company has approximately 11,833,973 shares outstanding as of October 31, 2025, after the recent private repurchase [1][3]. Group 2: Bitcoin Holdings and Valuation - As of September 30, 2025, the company holds 304.5 BTC, which is valued at approximately $2.83 per share based on a Bitcoin price of $110,000 as of November 1, 2025 [3]. - The company's share price closed at $1.07 on October 31, 2025, indicating a significant difference between the market price and the estimated value derived from Bitcoin holdings [3]. Group 3: Company Overview - LM Funding America operates as a Bitcoin treasury and mining company, founded in 2008 and based in Tampa, Florida [4]. - The company also engages in a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in Florida [4].

Core Viewpoint - Several companies are significantly increasing their share buyback programs, collectively adding over $10 billion in repurchase capacity to the stock market, signaling a commitment to reward shareholders and potentially reduce outstanding shares [1]. Company Summaries Trump Media and Technology Group (DJT) - Announced a $400 million share buyback program, representing approximately 8.3% of its $4.8 billion market capitalization [2]. - The company raised $2.5 billion to create a large Bitcoin treasury, increasing its liquid assets to over $3 billion, despite generating under $4 million in revenues and having operating expenses exceeding $127 million [3]. Johnson Controls International (JCI) - Increased its share buyback authorization to $9 billion, totaling $10.1 billion in repurchase capacity, which is about 14.6% of its $69 billion market capitalization [6][7]. - Plans to return $5 billion in capital in the fourth quarter of fiscal 2025, potentially reducing its share count by around 7% and enhancing earnings per share [7]. Darden Restaurants (DRI) - Announced a $1 billion share buyback program, equating to just under 4% of its over $25 billion market capitalization, following a total return of approximately 17% in 2025 [9][10]. - Increased its quarterly dividend by 7.1%, with a solid indicated dividend yield of around 2.8%, one of the highest among U.S. restaurant stocks [10]. Broader Corporate Trend - The substantial buyback announcements from DJT, JCI, and DRI reflect a broader trend of companies returning capital to shareholders, whether to offset stock declines, reinforce confidence, or enhance earnings metrics [11]. - The end result of these buybacks is expected to be reduced share counts and potentially stronger shareholder returns, emphasizing the importance of execution speed and effectiveness in the coming quarters [12].