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Mogo(MOGO) - 2025 Q3 - Earnings Call Presentation
2025-11-07 16:00
Financial Highlights - Adjusted total revenue reached $17.0 million, a 2% year-over-year increase[8] - Wealth revenue grew significantly by 27% year-over-year, reaching $3.6 million[8] - Assets Under Management (AUM) increased by 22% year-over-year, totaling $498 million[10] - Payments volume grew by 12% year-over-year, reaching $2.8 billion[11] Financial Performance - Adjusted EBITDA was $2.0 million for Q3 2025[40] - Adjusted net loss improved from $(6.3) million in Q3 2024 to $(3.4) million in Q3 2025[41] Balance Sheet - Cash and investments totaled $46 million[10] - The company's book value per share is $3.24, while the share price is $2.11[43] Future Outlook - Subscription & services revenue is expected to grow at a mid-to-high single-digit rate[48] - Wealth revenue is projected to increase by 20-25% in 2025[48] - Payments business is projected to grow in the mid- to-high teens percentages[48]