SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. I’m 73 and my 401(k) hasn’t been doing well for the last few years. Would it be a good idea for me to withdraw my money from my 401(k) and pay the tax that I will have to pay eventually anyway, and then invest the rest of my money in CDs? -Archie Your desire for some stability is completely reasonable Archie, but I would be careful not to move too quickly in search of it. There are some big potential cos ...