Core Insights - Progressive has partnered with two pet insurers, Pets Best and Companion Protect, to offer pet insurance through separate websites, each providing different plans and coverage options [1][2] Group 1: Insurance Offerings - Pets Best offers unlimited coverage options, while Companion Protect has limits ranging from $5,000 to $20,000 [3][4] - Progressive customers can receive a 5% multi-policy discount when purchasing pet insurance through these partners [2][5] - Coverage types include accident-only, accident-and-illness, and optional wellness plans for preventative care [2][7] Group 2: Coverage Details - Pets Best provides three accident and illness policies: Elite, Plus, and Essential, with the Elite policy offering the highest coverage [8] - Companion Protect does not offer an accident-only plan and has more limited coverage options compared to Pets Best [10][5] - Pets Best's wellness plans include EssentialWellness and BestWellness, covering routine care expenses with different pricing and annual maximums [11][13] Group 3: Exclusions and Limitations - Both insurers do not cover pre-existing conditions, and Companion Protect policies are not available in every state [5][14][27] - Progressive does not cover various expenses such as vaccinations, spaying, and routine physical examinations [16][19] Group 4: Claims and Customer Support - Pets Best allows direct vet payments, while Companion Protect requires customers to pay upfront and submit claims for reimbursement [21][25] - Claims must be submitted within six months of the vet visit, and most claims are processed within a few days [22][23] - Pets Best has a mobile app for managing policies and claims, while Companion Protect does not have a dedicated app [24][26]