Core Business Overview - Jack Henry operates as a well-rounded financial technology firm primarily serving U.S.-based credit unions and banks with technology solutions [2] - The company has three main operating segments: Core, Payments, and Complementary services [2][3] Core Segment - The Core segment includes processing systems for deposits, account openings, interest recording, and general ledger functions, constituting about one-third of the business [2] Payments Segment - The Payments segment also accounts for approximately one-third of the business, encompassing card issuance and processing, primarily focusing on debit cards, as well as Enterprise Payment Services, Bill Pay, and Faster Payment Services [3] Complementary Services - The Complementary segment includes a variety of services aimed at assisting banks and credit unions, such as fraud prevention, lending, treasury services, and digital offerings, making up the remaining portion of the business [4]