Recognition program celebrating creativity and community dedication enters second year MONETT, Mo., April 17, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) is accepting entries for the 2025 Cobalt Awards through May 12, continuing to celebrate innovation by financial institutions and fintechs, dedication to people and communities, and a passion for reducing barriers to financial health.The Cobalt Awards provide a platform for banks, credit unions, and fintechs to be recognized for their creativity and ima ...

SAN FRANCISCO, April 14, 2025 /PRNewswire/ -- Extole, a customer acquisition and engagement platform, announced today that their Refer-a-Friend solution is now accessible through the Jack Henry™ digital banking platform. Extole leveraged the Banno Digital Toolkit™, the same set of APIs the Banno Digital Platform™ is built on, to embed its technology into the digital experiences offered by community and regional financial institutions. Access to Jack Henry's API, design, and authenticated frameworks has enab ...

Jack Henry (JKHY) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.Individual investors often fin ...

$6 billion credit union continues 25-year relationship with technology provider to plan for significant growth while enhancing member service MONETT, Mo., April 8, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that BCU is continuing its long-standing relationship with the company, leveraging Jack Henry's cloud-based platform to support its long-term growth and commitment to delivering strong member service.BCU first selected Jack Henry's Symitar® Core in 1999, at $529 million in assets. Af ...

Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. We are an S&P 500 company that prioritizes openness, collaboration, and user centricity – offering banks and credit unions a vibrant ecosystem of internally developed modern capabilities as well as the ability to integrate with leading fintechs. For more than 48 years, Jack Henry has provided technology solutions to enable clients to ...

Credit union selects Jack Henry for long-term stability and support MONETT, Mo., March 19, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) is pleased to announce that Capital Credit Union converted to Jack Henry's Symitar® platform and complementary products to support its future growth. The credit union dates back to 1936, founded by state employees meeting in the North Dakota Capitol building with a mission to support financial well-being and provide reliable credit. Over the years, the credit union flour ...

Collaboration enables banks and credit unions to better serve the payment needs of consumers and small businesses MONETT, Mo., March 17, 2025 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today an extended collaboration with Mastercard to offer Mastercard Move, Mastercard's portfolio of money transfer solutions, through Jack Henry Rapid Transfers™, a cloud-native service that will enable near-real time* money movement. This includes account funding and a variety of payment use cases in the United Sta ...

Core Viewpoint - Jack Henry & Associates reported mixed results for Q2 fiscal 2025, with earnings exceeding estimates but revenues falling slightly short, leading to a cautious outlook for the upcoming period [2][4][9]. Financial Performance - Q2 fiscal 2025 GAAP earnings were $1.34 per share, beating the Zacks Consensus Estimate by 2.3% and reflecting a 6.3% year-over-year increase [2]. - Revenues for the quarter were $573.85 million, missing the consensus estimate by 0.4% but showing a 5.2% year-over-year growth [2]. - Non-GAAP revenues, after adjusting for deconversion revenues, were $573.78 million, up 6.1% year over year, with adjusted earnings at $1.35 per share, a 10.4% increase year over year [3]. Segment Performance - Services and Support revenues accounted for 56.3% of total revenues, totaling $323.03 million, which was a 3.5% increase year over year but missed the consensus mark [4]. - Processing revenues, making up 43.7% of total revenues, were $250.8 million, up 7.3% year over year, slightly surpassing the consensus [5]. - Core segment revenues were $173.2 million, reflecting a 4.6% year-over-year increase [5]. - Payments revenues were $214.8 million, a 5.4% increase year over year, while Complementary revenues were $160.9 million, up 5.6% year over year [6]. Profitability Metrics - Adjusted EBITDA for the quarter was $175.4 million, a 6.3% year-over-year increase, with an adjusted EBITDA margin of 30.6%, expanding by 40 basis points [6]. - Adjusted operating income rose 7.3% year over year to $123 million, although the adjusted operating margin contracted by 40 basis points to 21.4% [7]. Balance Sheet Overview - As of December 31, 2024, cash and cash equivalents were $25.6 million, down from $43 million as of September 30 [8]. - Total debt increased to $150 million from $140 million, while net cash from operating activities was $206.5 million, with free cash flow at $87.7 million for the six months ended December 31 [8]. Guidance and Outlook - For fiscal 2025, the company maintained its GAAP revenue expectations in the range of $2.369-$2.391 billion and non-GAAP revenues between $2.353-$2.375 billion [9]. - GAAP operating margin is anticipated to be between 23% and 23.2%, while adjusted operating margin is expected between 22.7% and 22.8% [9]. - Management projects GAAP earnings per share in the range of $5.78-$5.87 [10]. Market Sentiment - Recent estimates for the stock have been trending downward, indicating a cautious sentiment among investors [11]. - Jack Henry currently holds a Zacks Rank 2 (Buy), suggesting an expectation of above-average returns in the coming months despite the downward estimate revisions [13].

MONETT, Mo., Feb. 10, 2025 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) today announced its Board of Directors increased the quarterly dividend by six percent (6%) to $.58 per share. The cash dividend on its common stock, par value $.01 per share, is payable on March 25, 2025, to stockholders of record as of March 6, 2025. Jack Henry has paid consecutive quarterly dividends since 1991, and 2024 marked the 21st consecutive year of an increasing dividend. About Jack Henry & Associates, Inc.®  ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...