Financial Performance - NatWest Group's customer loans reached £435 billion, a 4.4% increase compared to December 2024[5] - Customer deposits totaled £56 billion, up 0.8% from December 2024[5] - Assets Under Management (AUMA) grew to £12.1 billion, a 14.5% increase since December 2024[5] - The Group's attributable profit was £4.1 billion, with a Return on Tangible Equity of 19.5%, compared to 17.0% in the first nine months of 2024[5] - Earnings Per Share (EPS) increased by 32.4% compared to the first nine months of 2024, reaching 51 pence[5] Income and Expenses - Net interest income, excluding notable items, for the first nine months of 2025 was £9.388 billion, a 13.0% increase compared to the same period in 2024[8] - Total income, excluding notable items, for the first nine months of 2025 was £12.128 billion, a 12.5% increase compared to the first nine months of 2024[8] - Other operating expenses for the first nine months of 2025 were £5.884 billion, a 2.5% increase compared to the same period in 2024[8] Capital and Ratios - The CET1 ratio stood at 14.2%, reflecting a 202 basis points capital generation in the first nine months of 2025[5] - Tangible Net Asset Value (TNAV) per share increased by 14.6% compared to the first nine months of 2024, reaching 362 pence[5] - The loan impairment rate was 17 basis points for the first nine months of 2025[8] Lending and Deposits - Total lending across three key business areas increased by £16.3 billion, a 4.4% rise[12] - Customer deposits increased by £3.4 billion, representing a 0.8% growth[15]

Financial Performance - Attributable profit reached £2.5 billion in H1'25, an 18.5% increase compared to H1'24[5, 10] - Total income, excluding notable items, increased by 13.7% to £8.0 billion in H1'25[5, 10] - Return on Tangible Equity (RoTE) improved to 18.1% compared to 16.4% in H1'24[5, 10] - Earnings per share increased by 28% to 30.9p in H1'25[5] Balance Sheet Strength - Customer loans increased by 3.2% to £384 billion compared to December 2024[5] - Customer deposits increased by 1.0% to £436 billion compared to December 2024[5] - Assets Under Management (AUMA) increased by 5.9% to £52 billion compared to December 2024[5] - The CET1 ratio is strong at 13.6%[5, 8] Strategic Initiatives - The group added 1.1 million customers, including over 100,000 organically, bringing the total to over 20 million[7] - The group delivered £110 billion of Climate and Sustainable Finance and introduced a new £200 billion Climate and Transition Finance target[7] - A £750 million share buyback program was announced, equivalent to 40bps of surplus capital[8]