Core Insights - BankUnited, Inc. (BKU) reported a revenue of $273.93 million for the quarter ended June 2025, reflecting a year-over-year increase of 9.5% and a surprise of +3.12% over the Zacks Consensus Estimate of $265.63 million [1] - The earnings per share (EPS) for the quarter was $0.91, compared to $0.72 in the same quarter last year, resulting in an EPS surprise of +15.19% against the consensus estimate of $0.79 [1] Financial Performance Metrics - Net charge-offs to average loans stood at 0.3%, matching the three-analyst average estimate of 0.3% [4] - Net Interest Margin was reported at 2.9%, consistent with the average estimate from three analysts [4] - Average Interest-Earning Assets totaled $34.06 billion, aligning with the three-analyst average estimate [4] - Deposit service charges and fees reached $5.32 million, exceeding the average estimate of $5.08 million from three analysts [4] - Net Interest Income (FTE basis) was $249.53 million, surpassing the average estimate of $247.52 million [4] - Other non-interest income amounted to $17.88 million, significantly higher than the average estimate of $13.39 million [4] - Total Non-Interest Income was reported at $27.81 million, compared to the average estimate of $22.96 million [4] - Lease financing generated $4.61 million, exceeding the average estimate of $4.15 million [4] - Net interest income before provision for credit losses was $246.12 million, above the three-analyst average estimate of $243.67 million [4] Stock Performance - BankUnited's shares have returned +10.8% over the past month, outperforming the Zacks S&P 500 composite's +5.9% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]