Ways to increase chances of personal loan approval1. Meet the eligibility criteriaFirst things first, you need to meet the bank-specific criteria. Whether you’re applying for a personal loan, a credit card loan, or any other unsecured loan, each bank has its own eligibility norms. Here’s a standard personal loan eligibility checklist:Applicant must be salaried or self-employedApplicant must be between 21 to 60 years of ageApplicant must have a good CIBIL score, which is generally above 7502. Maintain a CIBI ...