Industry Overview - The financing leasing industry is defined as a non-bank financial form where the lessor purchases the selected leased object from a third party at the request of the lessee and enters into a lease contract to rent it to the lessee for a fee [1] - Financing leasing can be categorized based on the nature of the enterprise into financial leasing, domestic leasing, and foreign leasing [2] Industry Chain Analysis - The industry chain involves three main parties: suppliers, lessors, and lessees. The upstream includes suppliers and banks providing financial support, the midstream consists of financing leasing companies, and the downstream lessees are primarily in sectors like aviation, construction, printing, medical, and automotive leasing [3] Industry Development History - The financing leasing business in China began around 1980, transitioning through various phases including initial growth, adjustment, and regulation. From 2011 to 2017, the industry experienced rapid growth, but since 2018, the number of enterprises has stabilized, and the total balance of leasing contracts has slightly declined, indicating a period of adjustment [7] Policy Background - The National Financial Regulatory Administration is the main regulatory body overseeing the financing leasing industry, responsible for formulating and implementing operational and regulatory rules. Recent government policies have focused on supporting green financing, equipment financing, and financing for small and medium-sized enterprises [10][12] Current Industry Status - The total balance of financing leasing contracts has been declining since 2019, with an estimated balance of approximately 54,600 billion RMB by the end of 2024, reflecting a decrease of about 1,800 billion RMB or 3.2% from 2023 [13] - Financial leasing continues to dominate the market, accounting for 43.0% of the total contract balance, while domestic leasing holds 35.5% and foreign leasing 17.3% as of mid-2024 [14] - The number of financing leasing enterprises is approximately 8,671, showing a stable trend overall [16] - Foreign leasing enterprises remain a significant force, but their proportion has slightly decreased, with domestic leasing enterprises increasing from 2.86% in 2016 to 5.19% by mid-2024 [17] Market Scale and Competition - The financing leasing market in China has shown stable demand, with a projected scale exceeding 30 trillion RMB in 2024. Major players include companies like Far East Horizon, China Merchants Jinling, and Industrial Bank Leasing [25] - The competitive landscape is characterized by a multi-tiered structure, with high-end markets predominantly led by international brands [21] Future Development Trends - The financing leasing industry is expected to evolve towards greater standardization, greening, digitization, and concentration, adapting to policy and market changes to promote sustainable growth [27][28] - Despite a slowdown in overall development since 2024, the market demand remains stable, with an anticipated annual growth rate of around 5% over the next six years [31]

华夏时报（www.chinatimes.net.cn）记者 李明会 北京报道 5月7日，中国人民银行行长潘功胜在国务院新闻办公室举行的"一揽子金融政策支持稳市场稳预期"新闻发布会上 表示，完善存款准备金制度，阶段性将汽车金融公司、金融租赁公司的存款准备金率，从目前的5%调降至0%。 对此，业内人士解释道，对此类机构大幅降准一方面是完善存款准备金制度的重要举措，另一方面则是考虑到两 类机构面向汽车消费、设备更新投资领域提供金融支持，其存款准备金率很早就低于大型银行和中型银行。这次 再阶段性大幅降低其存款准备金率，有利于降低这些机构的负债成本，提高负债稳定性，增强对特定领域的信贷 供给能力，有助于促进汽车消费和设备投资。 据悉，汽车金融公司是专门提供汽车金融服务的非银行金融机构，主要为消费者提供购车贷款和汽车融资租赁服 务。随着汽车消费需求的增长，汽车金融已然成为促进消费的重要一环。 相关数据显示，2016年至2022年，我国汽车金融行业规模从1万亿元增长至2.6万亿元，预计2025年行业规模将达 到5万亿元；2023年，中国新车金融渗透率为56%，预计到2028年将达71%左右。 "在如此重要的发布会上，央行行 ...

转自：前瞻产业研究院 行业主要上市公司：江苏金租(600901.SH)、国银金租(01606.HK)、渤海租赁(000415.SZ)、远东宏信 (03360.HK)、海通恒信(01905.HK)等 本文核心数据：行业市场份额;行业市场集中度 1、中国融资租赁行业竞争梯队 从注册资本角度看，超过120亿元的融资租赁公司数量较少，主要包括渤海租赁、工银金融租赁、交银 金融租赁等，以银行、保险等股东为背景的居多。注册资本在50亿至120亿之间的融资租赁公司主要有 中银金融租赁、中航国际租赁、建信金融租赁等。 2、中国融资租赁行业细分市场企业格局 金融租赁企业中，在以注册资金为序的前十金融租赁企业排行如下表。工银金融租赁有限公司以180亿 元注册资本领先。 内资商租企业中，天津渤海租赁以221.01亿元注册资本领先。 2024年中国融资租赁市场投放规模超过3万亿，投放规模位于市场前列的公司包括远东宏信、招银金 租、兴业金租、苏银金租等。整体来看，投放规模较大的企业中，大部分企业为金租企业。 基于上述对融资租赁行业主要企业的投放额分析，2024年中国融资租赁行业的头部企业的市占率CR3约 9%，CR5为13%，CR10 ...