Core Viewpoint - MBIA shares experienced a significant rally of 10.3% in the last trading session, closing at $7.6, following a period of 8.5% loss over the past four weeks, indicating notable trading volume and interest in the stock [1] Group 1: Company Performance - MBIA is benefiting from reduced losses and LAE related to National's PREPA exposure, with a focus on resolving this exposure [2] - The company reported a decline in net investment income due to a lower average invested asset base, primarily from dividend payments to National's ultimate parent [2] - The topline performance was positively influenced by favorable changes from net realized investment losses and revenues from consolidated VIEs [2] Group 2: Earnings Expectations - The upcoming quarterly report is expected to show a loss of $0.05 per share, reflecting a year-over-year change of +89.6%, with revenues projected at $20 million, down 31% from the previous year [3] - The consensus EPS estimate for MBIA has remained unchanged over the last 30 days, suggesting that stock price movements may not sustain without trends in earnings estimate revisions [4] Group 3: Industry Context - MBIA holds a Zacks Rank of 3 (Hold) within the Zacks Insurance - Multi line industry, while Fidelis Insurance Holdings, another company in the same sector, closed 0.8% higher at $19.27 and has returned 3% over the past month [5] - Fidelis Insurance's consensus EPS estimate has also remained unchanged at $0.93, representing a year-over-year change of +188.6%, but it currently holds a Zacks Rank of 4 (Sell) [6]

Company Performance - Hamilton Insurance's stock closed at $27.27, reflecting a decrease of -2.26% from the previous day's closing price, underperforming compared to the S&P 500's gain of 0.19% [1] - Over the past month, Hamilton Insurance shares increased by 5.44%, outperforming the Finance sector's gain of 2.08% and the S&P 500's gain of 0.54% [2] Earnings Projections - The upcoming earnings report for Hamilton Insurance is projected to show earnings per share (EPS) of $0.69, which represents a significant increase of 115.63% compared to the same quarter last year [3] - Revenue is anticipated to reach $637.31 million, indicating an 11.71% increase from the same quarter last year [3] Full Year Estimates - For the full year, Zacks Consensus Estimates project earnings of $3.9 per share and revenue of $2.81 billion, reflecting changes of +6.27% and 0% respectively from the previous year [4] - Recent analyst estimate revisions indicate a positive outlook for Hamilton Insurance, suggesting optimism regarding the company's business and profitability [4][5] Zacks Rank and Valuation - Hamilton Insurance currently holds a Zacks Rank of 1 (Strong Buy), with a historical average annual gain of +25% for 1 ranked stocks since 1988 [6] - The Forward P/E ratio for Hamilton Insurance is 7.23, which is lower than the industry's Forward P/E of 9.31, indicating a valuation discount [7] Industry Context - The Insurance - Multi line industry, to which Hamilton Insurance belongs, has a Zacks Industry Rank of 55, placing it in the top 23% of over 250 industries [7] - The Zacks Industry Rank measures the strength of industry groups, with top-rated industries outperforming lower-rated ones by a factor of 2 to 1 [8]

Core Insights - Hamilton Insurance Group, Ltd. (NYSE:HG) is a significant entity in the insurance sector with a market capitalization of approximately $2.87 billion [1] Analyst Ratings and Price Targets - Michael Zaremski from BMO Capital has set a price target of $26 for HG, indicating a potential decline of about 8.58% from the current trading price of $28.44 [2] - HG has an average rating of "Moderate Buy" from ten ratings firms, with two analysts recommending holding, seven suggesting buying, and one giving a strong buy recommendation [3] - Wall Street Zen has downgraded HG from a "buy" to a "hold" rating, while Morgan Stanley has set a target price of $28.00, closely aligning with the current trading price of $28.43 [4] - Barclays has increased its price target for HG from $25.00 to $29.00, reflecting a more optimistic outlook [4][6] Stock Performance - HG's stock price has shown slight movement today, with a low of $28.30 and a high of $28.53, and has fluctuated between a high of $28.70 and a low of $16.80 over the past year [5] - The trading volume for HG stands at 33,091 shares, indicating investor interest in the company's performance and future prospects [5]

Market Overview - U.S. stocks are showing strong momentum as major indexes approach record levels, with shallow short-term pauses indicating investor confidence for a positive year-end and transition into the new year [1] - Recent labor and economic updates present a mixed but reassuring picture, suggesting a gradual slowdown in job growth rather than a sharp decline, which may lead policymakers to support employment as the year ends [2] Investment Strategy - Relative price strength is highlighted as a practical strategy for investors, with stocks that have outperformed during year-end often becoming leaders in the following year [3] - Stocks recommended based on relative price strength include Commercial Metals Company (CMC), Illumina (ILMN), Kinross Gold (KGC), Las Vegas Sands (LVS), and Hamilton Insurance Group (HG) [3] Stock Performance and Estimates - Commercial Metals Company (CMC) has a market capitalization of $7.9 billion, with a projected earnings growth of 95.9% for fiscal 2026 and a share price increase of 38.7% over the past year [10][11] - Illumina (ILMN) has a market capitalization of $20.6 billion, with a projected earnings growth of 92.2% for 2025, although shares have decreased by 1.8% in the past year [11][12] - Kinross Gold (KGC) is expected to see a 147.1% year-over-year growth in earnings per share for 2025, with shares increasing by 208% in the past year [12][13] - Las Vegas Sands (LVS) has a market capitalization of $45.3 billion, with a projected earnings growth of 30% for 2025 and a share price increase of 32% over the past year [14] - Hamilton Insurance Group (HG) has a market capitalization of $2.8 billion, with an 18.5% upward revision in earnings estimates for 2025 and a share price increase of 50.9% in the past year [15][16] Screening Parameters - Stocks are screened based on relative price changes over 12 weeks, 4 weeks, and 1 week, focusing on those outperforming the S&P 500 [8] - Stocks must have a current price of at least $5, an average 20-day volume of at least 50,000, and a VGM Score of A or B to qualify for potential investment [10]

Core Viewpoint - Hamilton Insurance is positioned as a strong investment opportunity due to its improving earnings outlook and analysts' increasing earnings estimates [1][2] Earnings Estimate Revisions - The trend of rising earnings estimate revisions reflects growing analyst optimism regarding Hamilton Insurance's earnings prospects, which is expected to positively influence its stock price [2] - The current-quarter earnings estimate is $0.77 per share, showing a significant increase of +140.6% year-over-year, with a 22.22% rise in the Zacks Consensus Estimate over the last 30 days [6] - For the full year, the expected earnings are $3.98 per share, indicating a year-over-year growth of +8.5%, with positive revisions noted in the past month [7] Zacks Rank - Hamilton Insurance holds a Zacks Rank 1 (Strong Buy), indicating strong agreement among analysts in revising earnings estimates upward, which historically correlates with stock performance [3][8] - Stocks with Zacks Rank 1 and 2 have shown significant outperformance compared to the S&P 500 [8] Stock Performance - The stock has gained 5.3% over the past four weeks, driven by solid estimate revisions and positive earnings growth prospects [9]

Core Insights - SelectQuote (SLQT) reported a quarterly loss of $0.26 per share, slightly better than the Zacks Consensus Estimate of a loss of $0.27, and consistent with the loss of $0.26 per share from the previous year, resulting in an earnings surprise of +3.70% [1] - The company achieved revenues of $328.81 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 6.07% and showing an increase from $292.26 million year-over-year [2] - SelectQuote shares have declined approximately 42.7% year-to-date, contrasting with the S&P 500's gain of 15.6% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.19 on revenues of $520 million, while for the current fiscal year, the estimate is -$0.10 on revenues of $1.71 billion [7] - The trend of estimate revisions for SelectQuote was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Insurance - Multi line industry, to which SelectQuote belongs, is currently ranked in the top 27% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - The performance of SelectQuote may be influenced by the overall industry outlook, as empirical research indicates a strong correlation between near-term stock movements and earnings estimate revisions [5]

Group 1 - Hamilton Insurance's stock closed at $23.53, reflecting a -3.61% change from the previous day's closing price, underperforming compared to the S&P 500's daily loss of 0.63% [1] - Over the past month, Hamilton Insurance shares have appreciated by 3.61%, outperforming the Finance sector's loss of 0.83% and the S&P 500's gain of 0.92% [1] Group 2 - The upcoming earnings report for Hamilton Insurance is scheduled for November 4, 2025, with expected earnings of $0.71 per share, indicating a year-over-year decline of 4.05% [2] - The consensus estimate projects revenue of $612.29 million, reflecting a 19.39% increase from the same quarter last year [2] Group 3 - For the full year, the Zacks Consensus Estimates project earnings of $0 per share and revenue of $2.76 billion, showing changes of 0% and +18.28% respectively from the previous year [3] - Recent changes to analyst estimates for Hamilton Insurance suggest evolving short-term business trends, with positive revisions indicating a favorable business outlook [3] Group 4 - The Zacks Rank system, which assesses estimate changes, provides a rating system that can help investors capitalize on stock price performance [4] - The Zacks Rank spans from 1 (Strong Buy) to 5 (Strong Sell), with 1 ranked stocks yielding an average annual return of +25% since 1988 [5] Group 5 - Hamilton Insurance is currently trading at a Forward P/E ratio of 7.26, which is lower than the industry average Forward P/E of 9.56, suggesting it is trading at a discount [6] - The Insurance - Multi line industry is part of the Finance sector and currently holds a Zacks Industry Rank of 68, placing it in the top 28% of over 250 industries [6]

Acquisition Highlights - Sompo Holdings will acquire Aspen Insurance Holdings for $3.48 billion (approximately ¥519.5 billion, equivalent to 1.3x PBR)[7, 30] - The acquisition is expected to be completed between January and June 2026, subject to regulatory approval[7] - The acquisition is projected to reduce operating expenses by $200 million by FY2030[9, 12] Strategic Significance - The acquisition expands Sompo's overseas insurance/reinsurance business, making it a top 10 global reinsurance company[7] - Aspen Capital Markets (ACM) will expand fee income with low capital requirements, reducing profit volatility and improving balance sheet flexibility[7, 31, 54] - Gross written premiums in insurance are expected to increase by approximately 20%, from $12.0 billion to $14.7 billion[49] - Gross written premiums in reinsurance are expected to increase by approximately 40%, from $4.5 billion to $6.4 billion[49] Financial Impact - The acquisition is expected to improve the likelihood of achieving mid-term targets for FY2026, including ROE and EPS growth[8, 14] - Adjusted consolidated ROE is expected to increase by approximately 1 percentage point due to the acquisition[15] - Adjusted EPS growth is projected to increase, with a CAGR of +18%[6, 15] - ACM adds approximately $170 million in fee income in 2024[54]

Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for Hamilton Insurance despite higher revenues, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - Hamilton Insurance is expected to report earnings of $1.01 per share, reflecting a year-over-year decrease of 15.8%, while revenues are projected at $591.68 million, a slight increase of 0.6% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 2.99% over the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that the Most Accurate Estimate matches the Zacks Consensus Estimate, resulting in an Earnings ESP of 0%, suggesting no recent differing analyst views [12]. Historical Performance - In the last reported quarter, Hamilton Insurance had an earnings surprise of +1,075.00%, beating the expected earnings of $0.04 per share with actual earnings of $0.47 [14]. Over the last four quarters, the company has surpassed consensus EPS estimates three times [15]. Investment Considerations - Despite the potential for an earnings beat, Hamilton Insurance does not currently appear to be a strong candidate for exceeding earnings expectations, and investors should consider other factors before making investment decisions [18].

Company Performance - Hamilton Insurance's stock decreased by 1.02% to $21.33, underperforming the S&P 500's slight gain of 0.02% on the same day [1] - Over the past month, Hamilton Insurance shares have increased by 0.51%, while the Finance sector and S&P 500 gained 4.24% and 4.93%, respectively [1] Earnings Forecast - The company is expected to announce earnings on August 6, 2025, with a forecasted EPS of $1.01, reflecting a 15.83% decline from the same quarter last year [2] - Quarterly revenue is projected to be $591.68 million, which is a 0.64% increase compared to the previous year [2] Full Year Projections - For the full year, earnings are estimated at $3.23 per share and revenue at $2.6 billion, indicating a decrease of 11.99% in earnings and an increase of 11.45% in revenue from the prior year [3] - Recent analyst estimate revisions suggest a favorable outlook on the company's business health and profitability [3] Valuation Metrics - Hamilton Insurance has a Forward P/E ratio of 6.67, which is lower than the industry average of 10.14, indicating that the company is trading at a discount compared to its peers [6] - The Insurance - Multi line industry is currently ranked 164 out of over 250 industries, placing it in the bottom 34% [6] Zacks Rank and Performance - The Zacks Rank system, which evaluates stocks based on estimate changes, currently ranks Hamilton Insurance at 3 (Hold) [5] - Over the past month, the Zacks Consensus EPS estimate has risen by 2.81% [5]