Core Viewpoint - Hope Bancorp, Inc. announces the retirement of Scott Yoon-Suk Whang from its Board of Directors, effective at the 2026 Annual Meeting of Stockholders, marking a significant transition in the company's leadership [1][4]. Group 1: Leadership Transition - Scott Yoon-Suk Whang has chosen not to seek re-election and will retire from his position on the Boards of Directors of Hope Bancorp and Bank of Hope [1]. - Whang has been a pivotal figure in the establishment of Hope Bancorp, contributing to the merger of Nara Bancorp, Inc. and Center Financial Corporation, and has served in various leadership roles since joining the Board in 2007 [2][3]. - Following Whang's retirement, the Board will be reduced to nine directors, and amendments to the company's bylaws and governance documents have been filed [4]. Group 2: Company Overview - Hope Bancorp, Inc. is the holding company for Bank of Hope, which is the only regional Korean American bank in the U.S., with total assets of $18.51 billion as of September 30, 2025 [5]. - The company has expanded its reach by incorporating Territorial Savings as a division, making it the largest regional bank serving multicultural customers across the continental U.S. and Hawaii [5]. - Bank of Hope offers a wide range of banking products and services, including commercial and consumer lending, treasury management, and international trade finance, operating 45 branches in various states and 29 branches in Hawaii [5].

Financial Performance - Net income available to common shareholders (NIAC) for 2025 was $956 million, a 29% increase compared to $738 million in 2024[7] - Diluted EPS for 2025 was $187, a 38% increase compared to $136 in 2024[7] - Adjusted EPS for 2025 was $189, up 22% from 2024[11] - Adjusted pre-tax income increased by 14% from 2024 to $13 billion[13] - The company deployed over $12 billion of excess capital, including $894 million in stock buybacks and $307 million in dividends[13] Balance Sheet and Capital - Period-end loans reached $642 billion, a 3% increase compared to $626 billion at the end of 2024[7] - Period-end deposits reached $675 billion, a 3% increase compared to $656 billion at the end of 2024[7] - Tangible book value per share (TBVPS) increased by 11% to $1420 from $1285 in 2024[7] - CET1 ratio was 1064%[11] Asset Quality - Net charge-offs (NCO) were 019% of total loans[11]

Core Viewpoint - Hope Bancorp, Inc. will report its financial results for the fourth quarter and full year ended December 31, 2025, on January 27, 2026, before market opening [1] Financial Results Announcement - The financial results will be discussed in a conference call scheduled for January 27, 2026, at 9:30 a.m. Pacific Time / 12:30 p.m. Eastern Time [2] - A presentation deck will be available on the investor relations website to accompany the earnings call [2] Conference Call Participation - Institutional investors and analysts can access the conference call by dialing 866-235-9917 (domestic) or 412-902-4103 (international) [3] - Other interested parties can participate via a live webcast available on the investor relations website [3] Webcast Availability - The archived webcast will be available for one year after the live event on the investor relations website [4] - A telephonic replay of the call will be available for one week through February 3, 2026, with specific access codes provided [4] Company Overview - Hope Bancorp, Inc. is the holding company for Bank of Hope, which has total assets of $18.51 billion as of September 30, 2025 [5] - The company operates as the largest regional bank serving multicultural customers across the continental United States and Hawaii [5] - Bank of Hope offers a wide range of banking products and services, including commercial and consumer lending, treasury management, and international trade finance [5] - The bank operates 45 full-service branches in various states and 29 branches in Hawaii, along with additional loan production offices [5]

Core Insights - The Risk Asia Awards 2025 recognize excellence in various categories related to risk management and financial services across Asia [1][2][3] Group 1: Derivatives Awards - Derivatives house of the year for Asia is awarded to UBS [1] - Other notable winners include Daiwa Securities for Japan, Crédit Agricole CIB for Hong Kong and South Korea, and OCBC Bank for Singapore [1] - The award for derivatives house of the year in China goes to Shenwan Hongyuan Securities, while CTBC Bank wins for Taiwan [1] Group 2: Specialized Awards - Standard Chartered is recognized as the interest rate derivatives house of the year [1] - BofA Securities wins the currency derivatives house of the year award [1] - UBS is awarded both equity and credit derivatives house of the year [1] Group 3: Technology and Risk Solutions - Murex is named technology vendor of the year and also wins for system support and implementation [2] - S&P Dow Jones Indices is recognized for quantitative investment solutions [2] - FactSet is awarded for risk solutions [2] Group 4: Compliance and Risk Management - The best AI solution for risk management is awarded to SAS Institute [2] - Wolters Kluwer receives multiple awards for various risk management solutions including IFRS 9 and credit risk management [2] - NICE Actimize is recognized for its AML solution of the year [2]