Key Takeaways BAC is down 12.9% YTD, lagging the S&P 500 and peers as war and AI-related worries pressure sentiment.Bank of America targets 5-7% NII growth in 2026 as loan growth and lower funding costs offset rate cuts.BAC boosted its dividend 8% and approved a $40 billion buyback, but macro uncertainty clouds timing.This year is turning out to be a bad one for Bank of America (BAC) . The stock is down 12.9% after posting two consecutive years of double-digit gains. Also, BAC stock is trailing the S&P 500 ...