Key Takeaways CFG expects a 3% NII rise in Q2 as stable rates helped ease funding cost pressures. Fee income is likely to have risen with gains in mortgage, card and capital markets activity. Loan demand and average interest-earning assets are likely to have seen modest sequential growth.Citizens Financial Group, Inc. (CFG) is scheduled to report second-quarter 2025 results on July 17, 2025, before the opening bell. The bank’s second-quarter 2025 earnings and revenues are expected to have increased from t ...

Financial Performance - Revenue increased by 9% year-over-year to $5.0 billion[5] - Expenses increased by 4% year-over-year to $3.2 billion[5] - Pre-tax margin increased by 3%-pts year-over-year to 37%[5] - EPS increased by 27% year-over-year[3] - ROTCE increased by 3.2%-pts year-over-year to 27.8%[5] Capital Allocation - Returned $1.2 billion to common shareholders, including $346 million in dividends and $895 million in share repurchases[5] - Declared a 13% increase in the quarterly common stock dividend in 3Q25[5] Business Segments - Securities Services total revenue increased by 10% year-over-year to $2.474 billion[20] - Market and Wealth Services total revenue increased by 13% year-over-year to $1.742 billion[24] - Investment and Wealth Management total revenue decreased by 2% year-over-year to $801 million[28] Capital and Liquidity - Tier 1 leverage ratio decreased by 17 bps quarter-over-quarter to 6.1%[12] - CET1 ratio remained flat quarter-over-quarter at 11.5%[12]