4Q2025 Execution of our strategy resulted in outstanding growth and strong value delivery 29 January 2026 Outstanding commercial growth in 2025 Mobile primary customers +352,000 in 4Q2025 +1.0 mln in 2025 Lending growth2) €20.4 bln in 4Q2025 +€56.9 bln in 2025 Deposits growth2) €9.5 bln in 4Q2025 +€38.1 bln in 2025 Return on equity 13.2% in 2025 Fee income €1,221 mln in 4Q2025 €4,602 mln in 2025 Sustainable volume mobilised3) €56 bln in 4Q2025 €166 bln in 2025 Customer growth Customer lending Customer depos ...

Continued growth and on track to reach our targets 2Q2025 31 July 2025 Continued strong growth in 2Q2025; well on track to reach our targets Mobile primary customers +309,000 37% of our >40 mln customers are mobile primary1) +1 mln annual growth Lending growth2) €15.4 bln 6% annualised net core lending growth in 1H2025 ~4% annual growth Deposits growth2) €6.2 bln 8% annualised net core deposits growth in 1H2025 ~4% annual growth Fee income €1,122 mln 11% growth in 1H2025 versus 1H2024 Return on equity3) 12. ...