Key Takeaways OPFI's auto-approval rate climbed to 79% in 3Q25, boosting revenues and margins by cutting interactions.OppFi saw expenses fall 490 basis points y/y in 3Q25, a trend expected to improve after LOLA.OppFi views LOLA as a scalable, AI-ready architecture designed to support long-term growth.OppFi (OPFI) is optimistic about the long-term scalability of the Loan Origination Lending Application (LOLA). The CEO stated that LOLA will serve as a clean architecture made to take advantage of swiftly devel ...

Key Takeaways OppFi reported a record 79.1% auto-approval rate in 3Q25, up 230 bps y/y.OPFI posted $155M in Q3 revenues, up 13.5%, while expense ratios fell 490 bps, lifting profits sharply.OppFi credits Model 6 and a Model 6.1 refit, plus LOLA migration, for sustaining efficiency.OppFi (OPFI) registered a 79.1% auto-approval rate in the third quarter of 2025, up 230 basis points (bps) from the year-ago quarter. Behind this record-breaking number lies OPFI’s AI and machine-learning-fueled credit assessment ...