Core Viewpoint - Arbor Realty Trust, Inc. has appointed Yoni Goodman as Executive Vice President and Chief Operating Officer to enhance its presence in the commercial real estate sector and manage its lending platforms [1][2]. Company Overview - Arbor Realty Trust, Inc. is a real estate investment trust (REIT) and national direct lender specializing in loan origination and servicing for multifamily, single-family rental (SFR) portfolios, seniors housing, healthcare, and diverse commercial real estate assets [1][5]. - The company manages a multibillion-dollar servicing portfolio and is recognized as a leading Fannie Mae DUS® lender and Freddie Mac Optigo® Seller/Servicer [5]. Leadership Appointment - Yoni Goodman brings over twenty years of experience in real estate finance and multifamily loan production, previously serving as a founding Principal of Green Pine Real Estate LLC and President of Meridian Capital Group [2][3]. - His role will focus on expanding Arbor's loan brokerage, strategic acquisitions, and investment fund formation, while also overseeing existing lending platforms [2][3]. Strategic Goals - The appointment of Mr. Goodman is expected to support Arbor's corporate growth strategy and leverage record-setting loan production and new business volume [2][3].

Company Announcement - Arbor Realty Trust, Inc. is scheduled to release its fourth quarter 2025 financial results on February 27, 2026, before the market opens [1] - A conference call to review the results will take place at 10:00 a.m. Eastern Time on the same day [1] Conference Call Details - A live webcast and replay of the conference call will be available on Arbor's investor relations website [2] - For those without web access, a telephonic option is available, with domestic callers using the number (800) 267-6316 and international callers using (203) 518-9783, requiring the participant passcode ABRQ425 [2] Replay Information - A telephonic replay of the call will be accessible until March 6, 2026, with domestic callers using (800) 839-1192 and international callers using (402) 220-0402 [3] Company Overview - Arbor Realty Trust, Inc. is a nationwide real estate investment trust and direct lender, focusing on loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets [4] - The company manages a multibillion-dollar servicing portfolio and specializes in government-sponsored enterprise products, being a leading Fannie Mae DUS® lender and Freddie Mac Optigo® Seller/Servicer [4] - Arbor's product offerings include bridge, CMBS, mezzanine, and preferred equity loans, with a commitment to service quality and customized solutions [4]

Core Viewpoint - Arbor Realty Trust, Inc. has announced the tax treatment of its 2025 dividend distributions for both common and preferred shares, indicating that 100% of the distributions will be classified as dividend income for tax reporting purposes [1]. Common Shares Distribution - The total distribution per common share for 2025 is $1.33, with the breakdown as follows: - March 21, 2025: $0.43 (Non-Qualified: $0.19, Qualified: $0.24) - May 30, 2025: $0.30 (Non-Qualified: $0.13, Qualified: $0.17) - August 29, 2025: $0.30 (Non-Qualified: $0.13, Qualified: $0.17) - November 26, 2025: $0.30 (Non-Qualified: $0.13, Qualified: $0.17) [1]. Preferred Shares Distribution - For the 6.375% Series D Cumulative Redeemable Preferred Stock, the total distribution per share for 2025 is $1.593750, detailed as follows: - January 30, 2025: $0.398438 (Non-Qualified: $0.178369, Qualified: $0.220069) - April 30, 2025: $0.398438 (Non-Qualified: $0.178369, Qualified: $0.220069) - July 30, 2025: $0.398438 (Non-Qualified: $0.178369, Qualified: $0.220069) - October 30, 2025: $0.398438 (Non-Qualified: $0.178369, Qualified: $0.220069) [1]. - For the 6.25% Series E Cumulative Redeemable Preferred Stock, the total distribution per share for 2025 is $1.562500, with similar quarterly distributions as follows: - January 30, 2025: $0.390625 (Non-Qualified: $0.174871, Qualified: $0.215754) - April 30, 2025: $0.390625 (Non-Qualified: $0.174871, Qualified: $0.215754) - July 30, 2025: $0.390625 (Non-Qualified: $0.174871, Qualified: $0.215754) - October 30, 2025: $0.390625 (Non-Qualified: $0.174871, Qualified: $0.215754) [1]. - For the 6.25% Series F Fixed-to-Floating Cumulative Redeemable Preferred Stock, the total distribution per share for 2025 is also $1.562500, with identical quarterly distributions as the Series E [2][3]. Tax Reporting and Compliance - Arbor Realty Trust will not pass through any excess inclusion income to shareholders for 2025, meaning no portion of the dividends should be treated as excess inclusion income for federal tax purposes [4]. - The company does not issue K-1s for holders of common and preferred stock, and shareholders are advised to consult their financial advisors for 1099 form information [4][5]. Company Overview - Arbor Realty Trust, Inc. is a nationwide real estate investment trust and direct lender, specializing in loan origination and servicing for various real estate assets, including multifamily and single-family rental portfolios [6]. - The company manages a multibillion-dollar servicing portfolio and is recognized as a leading lender for government-sponsored enterprise products [6].

Financial Performance - The company's loan portfolio reached $2,559.1 million as of September 30, 2025, a 3% increase compared to September 30, 2024[15] - Net interest income for the quarter ended September 30, 2025, was $55.7 million[23] - The net interest margin on gross loans was 8.21%, and on net loans, it was 8.56%[14] - Net income for the quarter was $7.8 million, which includes a $3.5 million non-recurring charge related to the redemption of Medallion Bank's series F preferred stock[26, 39] - Year-to-date net interest income through the third quarter of 2025 reached $160.5 million[23] Loan Portfolio Composition - Recreation loans constitute 62.6% of the total loan portfolio, amounting to $1,603.2 million[15, 12] - Home improvement loans represent 31.4% of the portfolio, totaling $804.0 million[15, 12] - Commercial loans account for 5.3% of the portfolio, with a balance of $135.1 million[15, 12] - Strategic partnership and other loans make up 0.7% of the portfolio, totaling $16.8 million[15] Loan Originations and Credit Quality - Total loan originations for the quarter were $141.7 million for recreation loans and $59.7 million for home improvement loans[12] - The average FICO score for recreation loans originated in 2025 was 688, while for home improvement loans, it was 779[11] - The net charge-off (NCO) rate for the total loan portfolio in the third quarter of 2025 was 2.26%[31] Shareholder Value - The company declared a dividend of $0.12 per share per quarter[14, 51] - The company repurchased 108,351 shares at an average cost of $9.10 per share in the first nine months of 2025[14]

Core Viewpoint - Arbor Realty Trust, Inc. is set to release its third quarter 2025 financial results on October 31, 2025, before market opening, followed by a conference call to discuss the results [1]. Financial Results Announcement - The financial results will be released before the market opens on October 31, 2025 [1]. - A conference call to review the results is scheduled for 10:00 a.m. Eastern Time on the same day [1]. Conference Call Details - A live webcast and replay of the conference call will be available on Arbor's investor relations website [2]. - For those without web access, a telephonic option is available, with domestic callers using (800) 343-4136 and international callers using (203) 518-9843, requiring the participant passcode ABRQ325 [2]. Replay Information - A telephonic replay of the conference call will be available until November 7, 2025, with domestic callers using (800) 839-2435 and international callers using (402) 220-7212 [3]. Company Overview - Arbor Realty Trust, Inc. is a nationwide real estate investment trust and direct lender, focusing on loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets [4]. - The company manages a multibillion-dollar servicing portfolio and specializes in government-sponsored enterprise products [4]. - Arbor is recognized as a leading Fannie Mae DUS® lender, Freddie Mac Optigo® Seller/Servicer, and an approved FHA Multifamily Accelerated Processing (MAP) lender [4]. - The product platform includes bridge, CMBS, mezzanine, and preferred equity loans, with a commitment to service quality and customized solutions [4].

Company Highlights - Arbor Realty Trust, Inc. reported a net income of $24.0 million, or $0.12 per diluted common share for Q2 2025, a decrease from $47.4 million, or $0.25 per diluted common share in Q2 2024 [2] - Distributable earnings for the quarter were $52.1 million, or $0.25 per diluted common share, down from $91.6 million, or $0.45 per diluted common share in the same quarter last year [2][6] - The company declared a cash dividend of $0.30 per share for the quarter ended June 30, 2025, payable on August 29, 2025 [20] Agency Business - Total agency loan originations reached $857.1 million in Q2 2025, up from $605.9 million in Q1 2025 [3] - Revenues from the Agency Business were $64.5 million, compared to $62.9 million in Q1 2025 [3] - The gain on sales, including fee-based services, net was $13.7 million, reflecting a margin of 1.69% [3] Structured Business - The structured loan portfolio had an unpaid principal balance (UPB) of $11.61 billion as of June 30, 2025, with a weighted average interest rate of 7.03% [10] - Total originations for the structured business were $716.5 million in Q2 2025, with a loan runoff of $519.7 million [9] - The average balance of the loan and investment portfolio during Q2 2025 was $11.53 billion, with a weighted average yield of 7.95% [11] Financing Activity - The balance of debt financing the loan and investment portfolio was $9.61 billion at June 30, 2025, with a weighted average interest rate of 6.88% [15] - In July 2025, the company issued $500.0 million of 7.875% senior unsecured notes due 2030 to repay $287.5 million of convertible senior notes [19] Loan Losses and Provisions - The company recorded a $16.1 million net provision for loan losses associated with CECL in Q2 2025, with a total allowance for loan losses of $243.3 million [12] - Nineteen non-performing loans had a UPB of $471.8 million as of June 30, 2025, down from twenty-three loans with a UPB of $511.1 million at the end of Q1 2025 [12][13] Servicing Portfolio - The fee-based servicing portfolio totaled $33.76 billion at June 30, 2025, with servicing revenue, net of $27.4 million for the quarter [7] - The weighted average life of the servicing portfolio was 6.5 years, with a fee of 37.4 basis points [8]

Company Overview - Arbor Realty Trust, Inc. (NYSE: ABR) is a nationwide real estate investment trust and direct lender, focusing on loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets [4] - The company manages a multibillion-dollar servicing portfolio and specializes in government-sponsored enterprise products [4] - Arbor is recognized as a leading Fannie Mae DUS® lender, Freddie Mac Optigo® Seller/Servicer, and an approved FHA Multifamily Accelerated Processing (MAP) lender [4] Upcoming Financial Results - Arbor Realty Trust is scheduled to release its second quarter 2025 financial results before the market opens on August 1, 2025 [1] - A conference call to review the results will take place at 10:00 a.m. Eastern Time on the same day [1] Conference Call Details - A live webcast and replay of the conference call will be available on the company's investor relations website [2] - For those without web access, a telephonic option is available, with specific dial-in numbers provided for domestic and international callers [2] - A telephonic replay of the call will be accessible until August 8, 2025, with dedicated numbers for domestic and international callers [3]

Company Highlights - Arbor Realty Trust, Inc. reported a net income of $30.4 million, or $0.16 per diluted common share for Q1 2025, a decrease from $57.9 million, or $0.31 per diluted common share in Q1 2024 [2][25] - Distributable earnings for the quarter were $57.3 million, or $0.28 per diluted common share, down from $96.7 million, or $0.47 per diluted common share in the same quarter last year [2][32] Agency Business - Total agency loan originations for Q1 2025 were $605.9 million, significantly lower than $1.38 billion in Q4 2024 [3] - Revenues from the Agency Business were $62.9 million, compared to $78.7 million in Q4 2024 [3] - The gain on sales, including fee-based services, was $12.8 million, with a margin of 1.75%, consistent with the previous quarter [3] Fee-Based Servicing Portfolio - The fee-based servicing portfolio totaled $33.48 billion as of March 31, 2025, with servicing revenue of $25.6 million for the quarter [5][7] - The amortization of mortgage servicing rights was $17.8 million, impacting net servicing revenue [5] Structured Business - The structured loan portfolio had an unpaid principal balance (UPB) of $11.49 billion, with originations of $747.1 million and runoff of $421.9 million for Q1 2025 [9][10] - The average interest rate for the loan and investment portfolio was 6.94%, slightly up from 6.90% at the end of Q4 2024 [10] Financing Activity - The balance of debt financing the loan and investment portfolio was $9.49 billion, with a weighted average interest rate of 6.82% [15] - A new $1.15 billion repurchase facility was closed, enhancing liquidity by approximately $80 million [17] Dividend - The Board of Directors declared a quarterly cash dividend of $0.30 per share for Q1 2025, payable on May 30, 2025 [19]

Company Overview - Arbor Realty Trust, Inc. (NYSE: ABR) is a nationwide real estate investment trust and direct lender, focusing on loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets [4] - The company manages a multibillion-dollar servicing portfolio and specializes in government-sponsored enterprise products [4] - Arbor is recognized as a leading Fannie Mae DUS® lender, Freddie Mac Optigo® Seller/Servicer, and an approved FHA Multifamily Accelerated Processing (MAP) lender [4] Upcoming Financial Results - Arbor Realty Trust is scheduled to release its first quarter 2025 financial results before the market opens on May 2, 2025 [1] - A conference call to review the results will take place at 10:00 a.m. Eastern Time on the same day [1] Conference Call Details - A live webcast and replay of the conference call will be available on the company's investor relations website [2] - For those without web access, a telephonic option is available, with specific dial-in numbers provided for domestic and international callers [2] - A telephonic replay of the call will be accessible until May 9, 2025, with dedicated numbers for domestic and international callers [3]