Tempo, a payments-focused blockchain backed by Stripe and crypto investment firm Paradigm, has launched its public testnet, a key step in its effort in making stablecoin payments for mainstream use. Tempo has also unveiled a roster of new additions to the network’s partner group, including buy-now-pay-later firm Klarna, predictions market Kalshi, payments giant Mastercard and Swiss global bank UBS. They join a group of earlier design partners such as Deutsche Bank, Visa, Shopify, OpenAI and Nubank. Initi ...

Swedish fintech giant Klarna is entering the stablecoin market, marking one of its biggest strategic shifts since going public. The company said on Tuesday that it will launch a U.S. dollar-backed token called KlarnaUSD, positioning the move as a step toward faster and cheaper global payments at a time when the stablecoin sector is expanding under growing regulatory scrutiny. Klarna Joins PayPal and Stripe in Stablecoin Push With 2026 Launch of KlarnaUSD KlarnaUSD is currently in testing and is scheduled ...

Klarna, the Sweden-based digital bank known for its "buy now, pay later" offering, said Tuesday that it will debut a U.S. dollar stablecoin, becoming the latest global fintech tapping blockchain rails to power global transfers. Dubbed KlarnaUSD, the token is set to go live on Tempo, a blockchain developed by Stripe and Paradigm specifically for payment use cases. The token will be issued through Bridge, Stripe’s stablecoin infrastructure product, and is currently in test mode. A full public rollout is pla ...

Core Insights - Infortar reported a significant growth in sales volume, with a 33% increase in Q3 2025, reaching €468 million, and a consolidated revenue of €1.42 billion for the first nine months of 2025, compared to €925.6 million in the same period of 2024 [1][12] - The company achieved an EBITDA of €105 million in Q3 2025, with a net profit of €72 million, reflecting strong performance across all business segments [1][11] - Infortar's subsidiaries, Tallink and Elenger, contributed to the overall growth, with Tallink increasing passenger numbers and Elenger expanding its market share to 30% in Finland and the Baltic region [2][6] Financial Performance - Q3 2025 sales revenue was €467.7 million, up from €349.5 million in Q3 2024, while the gross profit increased to €95.8 million from €40.7 million [9][19] - The EBITDA margin improved to 22.4% in Q3 2025 from 12.0% in Q3 2024, indicating enhanced profitability [11] - Consolidated net profit for the first nine months of 2025 was €57.8 million, a decrease from €187.3 million in the same period of 2024, primarily due to a one-time profit from the Tallink acquisition in the previous year [15] Business Segments - The maritime transport segment reported an EBITDA of €102.5 million for the first nine months of 2025, while the energy segment's EBITDA was €76.5 million, showing a slight decline from the previous year [13][14] - In the real estate segment, EBITDA remained stable at €11 million for the first nine months of 2025 [14] - Tallink transported 1,766,335 passengers and 60,306 cargo units in Q3 2025, demonstrating strong adaptability and financial stability [5] Sustainability Initiatives - Tallink's new shuttle vessel, MyStar, began using bio-LNG fuel in Q3 2025, aiming for a full transition to bio-LNG for both MyStar and Megastar [3] - The share of locally produced biomethane in Estonia's gas consumption has grown to nearly 10%, enhancing energy independence [4] Infrastructure Development - Ongoing construction projects include Rimi's logistics center and the new Pärnu bridge, with the latter introducing innovative engineering solutions [7] - The construction of Rail Baltica's mainline is progressing, with a contract value of €67.2 million, expected to continue until March 2028 [8]

DeFi doesn’t have to feel complex.With @HeyElsaAI, everything happens in one simple chat.▪️ Swap▪️ Stake▪️ Bridge▪️ LendJust type what you want Elsa handles the rest.gElsa 🦾🤍 if you’re keeping it simple. https://t.co/bGgdjx34n4Legendgody 🐒 (@Legendgody):DeFi doesn’t have to feel complex.With @HeyElsaAI, everything happens in one simple chat.▪️ Swap▪️ Stake▪️ Bridge▪️ LendJust type what you want Elsa handles the rest.gElsa 🦾🤍 if you’re keeping it simple.Gn Elsians https://t.co/0NNAi50woq ...

🔥 NEW: Stripe's Bridge introduces Open Issuance, a platform allowing businesses to launch and manage their own stablecoins. https://t.co/Rzl2CK8tmg ...

Core Viewpoint - The AI industry's potential is shifting from large models to application layers, with significant opportunities emerging in smaller, more efficient models and practical applications [5][6][7]. Group 1: AI Model Limitations and Opportunities - The capabilities of large models like GPT-5 have reached a ceiling, leading to a trend towards model miniaturization, which can enhance user experience and reduce costs [7][9]. - The explosion of AI applications is evident, particularly in text, voice, and video, with practical applications being more commercially viable than large model development [9][10]. Group 2: Building Non-Technical Moats - AI applications are fundamentally "shell applications" that rely on underlying model capabilities, making it difficult to create barriers based solely on AI technology [12][13]. - Entrepreneurs are encouraged to focus on "boring" but valuable areas, integrating workflows and editing capabilities to create long-term competitive advantages [14][15]. Group 3: Commercialization and Investment Standards - Retention is the key metric for evaluating AI projects, with many companies failing to maintain user engagement after initial interest [20][21]. - "Boring technology" that addresses practical needs is more likely to succeed in commercialization, as seen in applications like meeting minutes and customer service agents [22][24]. Group 4: Global Opportunities for Chinese Entrepreneurs - Chinese entrepreneurs excel in consumer applications and have advantages in supply chain efficiency, particularly in hardware integration [30][32]. - Embracing an "overseas" strategy can help Chinese teams avoid direct competition with large firms and tap into less saturated markets [32][33]. Group 5: Future Directions and Advice for Entrepreneurs - The focus should be on integrating AI with specific industry needs, creating non-technical barriers, and leveraging hardware to enhance user experience [36][38]. - Companies should prioritize solving real-world problems to generate commercial value, rather than solely competing in the large model space [38].

Product & Services - Bitget Wallet offers trading, swapping, and bridging functionalities [1] - Bitget Wallet provides opportunities to earn 10% APY [1] - Bitget Wallet offers a crypto card [1] Community Engagement - Bitget Wallet emphasizes community involvement [1] - Bitget Wallet has a "GM" (Good Morning) initiative, indicating community interaction [1]

Industry Perspective on Consortium Chains - The industry views the emergence of consortium chains as a positive development, indicating growth and opportunity [1] - Institutional players are expected to increasingly seek control over their technology stack, which is not surprising [2] Impact of Tempo - The industry anticipates Tempo's launch and potential traction due to the scale of involved players, expecting positive spillover effects [3] - Tempo is not expected to replace existing decentralized solutions like Ethereum [3][4] Decentralization and Scalability - Maintaining true decentralization while achieving global scale capacity is crucial, particularly by leveraging Ethereum [4] - The industry should accelerate development efforts in response to new developments [4]

DEX (Decentralized Exchange) - Starknet ecosystem features various DEXs, including CLOB (Central Limit Order Book) exchanges like RemusDEX and LayerAkira [1] - Aggregators such as FibrousFinance, RocketXexchange, avnu_fi, and OpenOceanGlobal enhance liquidity and offer optimal pricing across multiple chains [1] - Paradex offers CEX-grade speed with zk-privacy and unified margin [1] - WhalesMarket enables on-chain trading of pre-TGE tokens, airdrops, and points [1] Bridge - StarkGate is the official bridge for secure asset transfers between Ethereum and Starknet [2] - Cross-rollup bridges like Orbiter_Finance and Owlto_Finance facilitate asset transfers between Starknet, Ethereum, and other L2s [2] - Layerswap enables direct bridging between centralized exchanges and Layer 2s [2] - Rhinofi offers fast stablecoin bridging across chains [2] - Retro_bridge provides AI-powered multichain bridging across EVM and non-EVM chains [2] - Chaineye_tools offers a zero-fee bridge [4] AMM (Automated Market Maker) & Derivatives - EkuboProtocol is a high-performance AMM on Ethereum & Starknet [4] - CarmineOptions provides an on-chain AMM for options trading [4] - Extendedapp offers a decentralized perpetuals exchange on Starknet [4] Lending & Staking - Vesuxyz is a modular lending protocol on Starknet [4] - Nostrafinance is an all-in-one DeFi hub offering lending, borrowing, swapping, and bridging [4] - Endurfi allows staking STRK to earn rewards [4] Wallet - myBraavos is a self-custodial wallet supporting Starknet, Bitcoin, ETH, and more [5] - ready_co provides a gateway to Starknet DeFi [5] - BitgetWallet is an all-in-one Web3 wallet with over 80 million users [5] - dynamic_xyz powers user access to Starknet and multi-chain apps [5] Infrastructure - 0xvoyageronline is a Starknet explorer [5] - redstone_defi provides oracles for scalable DeFi [5] - NethermindStark is building Starknet's scalability infrastructure [5] - BlastAPI is a multichain API platform [5] - Infura_io is a Web3 API suite powering over 400 thousand developers [5] - Alchemy offers an all-in-one toolkit for on-chain app development [5] - Footprint_Data focuses on on-chain data analytics [5] - CalimeroNetwork enables building secure apps with encrypted data [5]